What are the responsibilities and job description for the Teller position at Decatur County Bank?
Position Title: Teller
Reports To: Branch Manager
Position Summary
Represents Decatur County Bank / West TN Bank in a courteous and professional manner while delivering prompt, efficient, and accurate service on all teller transactions. This position is responsible for the day-to-day service and sales functions required to sustain a high standard of customer satisfaction for consumer and commercial customers, including operational duties, referral activity, and quality control functions as assigned.
Essential Duties and Responsibilities
- Maintains a working knowledge of retail products, services, procedures, and regulations applicable to teller operations
- Identifies customer financial needs and refers appropriate Bank products and services accordingly
- Processes all teller transactions accurately, including deposits, withdrawals, cash advances, issuance of cashier's checks, and night depository and mail deposits
- Balances teller drawer, vault, and ATM daily and resolves discrepancies within the same business day
- Opens and closes the branch in accordance with established security procedures
- Handles large cash transactions in compliance with BSA/AML requirements, including CTR thresholds and dual control procedures
- Assists with branch audits and the preparation of branch reports
- Participates in branch and all-staff meetings, including training sessions, to remain current on policies, procedures, compliance requirements, and promotional campaigns
- Performs additional teller line duties as assigned by Branch Management
Essential Knowledge, Skills & Abilities
- Communicates clearly and professionally, both orally and in writing
- Exercises sound, independent judgment in resolving problems and escalates issues appropriately
- Organizes and prioritizes work to meet deadlines under time constraints
- Manages multiple responsibilities simultaneously while maintaining a high level of accuracy
- Performs duties independently with minimal supervision
- Maintains a professional, customer-focused demeanor at all times
- Reads, comprehends, and applies instructions furnished in written, oral, or diagram form
- Demonstrates proficiency in Microsoft Office applications
Physical Requirements
- Requires the ability to stand for extended periods throughout branch hours
- Requires the ability to lift up to 25 lbs (coin and cash bags)
- Requires manual dexterity sufficient for cash handling and keyboard use
Qualifications
- High School Diploma or GED required
- Minimum one year of banking and customer service experience preferred
Equal Employment Opportunity
Decatur County Bank / West TN Bank is an Equal Opportunity Employer. Reasonable accommodations are available to qualified individuals with disabilities upon request.
Job Type: Full-time
Benefits:
- 401(k)
- 401(k) matching
- Dental insurance
- Health insurance
- Life insurance
- Vision insurance
Education:
- High school or equivalent (Preferred)
Experience:
- Cash handling: 1 year (Preferred)
- Banking: 1 year (Preferred)
- Customer service: 1 year (Preferred)
Work Location: In person