What are the responsibilities and job description for the Agricultural Field Representative position at D.L. Evans Bank?
Job Description
The Agricultural Field Representative is responsible for conducting on-site inspections and preparing written analysis of machinery, equipment, and livestock held as collateral for agricultural credits. He or she gathers and analyzes necessary data to determine a fair appraisal value for loan purposes and helps develop appraisal policies and procedures that are legally compliant and support the objectives of the Bank. In addition, the Agricultural Field Representative assists other Bank personnel as necessary.
Qualifications
D.L. Evans Bank is a community bank and has been since 1904. For many years, we have provided premier banking services to the residents of Southern Idaho and Northern Utah while fostering a working environment for our employees dedicated to teamwork and excellent customer service. If you are a dynamic and customer-driven individual, whether an experienced banker or just beginning your career, we encourage you to continue with this applicant friendly, online job application!
D.L. Evans Bank is an Equal Opportunity Employer (EOE/AA/W/M/Vets/Disabled). VEVRAA Federal Contractor.
Benefits
The Agricultural Field Representative is responsible for conducting on-site inspections and preparing written analysis of machinery, equipment, and livestock held as collateral for agricultural credits. He or she gathers and analyzes necessary data to determine a fair appraisal value for loan purposes and helps develop appraisal policies and procedures that are legally compliant and support the objectives of the Bank. In addition, the Agricultural Field Representative assists other Bank personnel as necessary.
Qualifications
- High school diploma or GED required; Bachelor's degree in related field preferred
- Five to eight years years of experience in an agricultural related field that includes experience with cattle including cow/calf and feeder operations, dairy, and row crop
- Understanding of valuation techniques for agricultural related commodities and of related market information
- Knowledge of Bank lending and collections programs, policies, and procedures required
- Strong interviewing skills
- Excellent written and verbal communication skills
- Strong analytical skills
- Able to use financial calculator and related computer applications and business machines
- Reviews files for assigned agricultural inspection requests, ensuring that necessary documentation is enclosed including valuations, equipment lists, etc.
- Organizes inspection assignments in order to minimize driving time
- Conducts on-site inspections of designated credits and gathers all relevant facts; examines livestock, machinery, equipment, property, and buildings; determines the present condition of such and makes accurate valuation assessments; and consults a specialist as necessary
- Collects, inspects, verifies, analyzes, and reconciles comparable data available to indicate the market value of the agricultural collateral
- Prepares and submits periodic reports to branch management during the quarterly meetings regarding agricultural trends, economic conditions, and future potential regarding agricultural loans
- Photographs items to assist in estimating value, substantiating findings, and completing appraisal report
- Prepares written inspection reports
- Collects, verifies, and analyzes comparable cost and valuation data for the maintenance of data that is reflective of the relevant market prices
- Conducts surveys regarding current market conditions for department files
- Uses all relevant market analyses to assist in the development of appropriate agricultural inspection policies and procedures
- Ensures that requests, questions, and problems are courteously and professionally resolved
- Ensures that communications are efficient and effective
- Delivers inspection service in a prompt, accurate, and legal manner
- Assists other employees and officers as necessary
- Maintains and develops good relations with agricultural and commercial loan officers in the Bank and offers information and assistance when necessary
- Refers qualified prospective clients to appropriate relationship officers for their review and solicitation
- Completes required reports and records accurately and promptly
- Maintains current knowledge of crop, cattle, and dairy valuations and real estate used for agricultural purposes in order to ensure accurate valuations
- Maintains the professional reputation of D.L. Evans Bank
- Helps other area personnel as required
- Keeps management informed of area activities and any significant problems or concerns
- Attends and participates in meetings and committees as required
- Completes special projects as assigned
- Attends assigned training sessions and stays current on new procedures and policies
- Promotes D.L. Evans Bank at all times and serves as a representative in the community
D.L. Evans Bank is a community bank and has been since 1904. For many years, we have provided premier banking services to the residents of Southern Idaho and Northern Utah while fostering a working environment for our employees dedicated to teamwork and excellent customer service. If you are a dynamic and customer-driven individual, whether an experienced banker or just beginning your career, we encourage you to continue with this applicant friendly, online job application!
D.L. Evans Bank is an Equal Opportunity Employer (EOE/AA/W/M/Vets/Disabled). VEVRAA Federal Contractor.
Benefits
- Medical Insurance
- Dental Insurance
- Vision Insurance
- FSA
- 401(k)
- Employee Stock Ownership Plan
- Paid Vacation
- Sick Time
- Life Insurance
- Long-term Disability Insurance