Product Analyst/ Owner(Only W2 and should have cards/payments Exp)

• 12 Years of credit card, payments experience from banking industry
• 8 years of experience in end-to-end lifecycle of Credit Card issuer area
• Expert in card application, account management, credit & terms, rewards & benefits, payment processing, billing and collection
• Experts in monetary processing, non-monetary processing, Credit Bureau Processing, Reissue, Month end processing,
• Experience in Payments, Rewards, Rules processing, Configurations, and Reporting,
• Experience in regulatory compliance around interest rate, and cardholder data
• Working knowledge of how credit card issuer lifecycle works for business / merchants, financial institutes
• Good to have knowledge of BIAN methodology & standards

Soft skills

• Collaborate with business stakeholders to understand and document current business processes and automation requirements.
• Ability to demonstrate, articulate functional implementation of card development projects
• Work with cross-functional teams to define and document detailed business requirements, including process flows, use cases, and user stories.
• Facilitate workshops and meetings to gather input and feedback from business users and subject matter experts
• Collaborate with IT teams to translate business requirements into technical specifications.
• Create test plans, test cases, and conduct testing to ensure that automation solutions meet business requirements.
• Provide training and support to end-users and ensure the successful adoption of solutions.
• Stay current with industry best practices and emerging automation trends.

Behavioral Skills

• Good Communication skills
• Flexible to rotational shifts, 5 days WFO
• Team Player
• Ability to work in a changing environment
• Strong problem solving and analytical skills
• Ability to work independently or within a team
• Manage day-to-day challenges and communicate developmental risks with the technical team