What are the responsibilities and job description for the Consumer & Home Equity/HELOC Underwriter – EDIFI FCU position at CrossState Credit Union Association?
Jul 18, 2025
Willingboro, NJ
EDIFI Credit Union is seeking exceptional underwriters who combine their analytical expertise, attention to detail, and sound judgment to help our members obtain the financial services they require to achieve their financial goals. Bilingual English and Spanish highly desired.
Salary Range: $27.00/hour – $33.75/hour; commensurate with experience
Full-Time employees are eligible for comprehensive benefits package including medical/dental/vision coverage, FSA-DCA, generous paid time off including sick, vacation, and paid holidays, 401 (k) with company match, voluntary life, disability insurance, credit union membership. Part-Time employees may be eligible for paid time off and 401 (k) with match.
About EDIFI Federal Credit Union
EDIFI Federal Credit Union is a not-for-profit financial institution headquartered in Willingboro, New Jersey. With nearly 28,000 members and approximately $250,000,000 in assets, we are one of the largest credit unions in New Jersey. Our mission-culture is “Know More. Grow More.“. EDIFI strives to foster personalized relationships with our membership and employees. As an EDIFI team member, you will be part of a community that works together to provide financial security to each other and the credit union organization.
Here at EDIFI we know our employees are our greatest asset, making possible our 60 plus year legacy of outstanding service to our members. We promote a positive, supportive, rewarding, and collaborative work environment. EDIFI’s set of core values are Respect, Accessibility, Integrity, Security and Exceptional Service (RAISE). If you are ready to be part of an organization that values teamwork, honesty, and professionalism, EDIFI is the place for you.
A Day in the Life of an Underwriter
Under the supervision of the Vice President of Lending, in accordance with established policies, procedures and regulations, underwriters are responsible for reviewing and making decisions on consumer and home equity/HELOC loan applications by analyzing financial data, structuring loans to align with the best interests of both the borrower and the credit union, and identifying cross-sell opportunities to deepen member relationships. This position involves heavy inbound and outbound call management.
Qualification Requirements
Educational/Training Requirement
Lending Department Hours: Monday-Friday: 8:30 am to 5:00 pm.
Saturday: 9:00am to 1:00pm.
Are you ready to Join Our Team? Are you passionate about providing excellent member service? Would you enjoy building relationships and solving problems? If so, you may be perfect for this position! If you would like to be part of a productive, successful team, APPLY TODAY!
Due to the volume of interest, we are only reviewing new applicants currently. Thank you.
Americans with Disabilities Act (ADA): Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions of the position.
EDIFI Federal Credit Union is an Equal Employment Opportunity Employer
Willingboro, NJ
EDIFI Credit Union is seeking exceptional underwriters who combine their analytical expertise, attention to detail, and sound judgment to help our members obtain the financial services they require to achieve their financial goals. Bilingual English and Spanish highly desired.
Salary Range: $27.00/hour – $33.75/hour; commensurate with experience
Full-Time employees are eligible for comprehensive benefits package including medical/dental/vision coverage, FSA-DCA, generous paid time off including sick, vacation, and paid holidays, 401 (k) with company match, voluntary life, disability insurance, credit union membership. Part-Time employees may be eligible for paid time off and 401 (k) with match.
About EDIFI Federal Credit Union
EDIFI Federal Credit Union is a not-for-profit financial institution headquartered in Willingboro, New Jersey. With nearly 28,000 members and approximately $250,000,000 in assets, we are one of the largest credit unions in New Jersey. Our mission-culture is “Know More. Grow More.“. EDIFI strives to foster personalized relationships with our membership and employees. As an EDIFI team member, you will be part of a community that works together to provide financial security to each other and the credit union organization.
Here at EDIFI we know our employees are our greatest asset, making possible our 60 plus year legacy of outstanding service to our members. We promote a positive, supportive, rewarding, and collaborative work environment. EDIFI’s set of core values are Respect, Accessibility, Integrity, Security and Exceptional Service (RAISE). If you are ready to be part of an organization that values teamwork, honesty, and professionalism, EDIFI is the place for you.
A Day in the Life of an Underwriter
Under the supervision of the Vice President of Lending, in accordance with established policies, procedures and regulations, underwriters are responsible for reviewing and making decisions on consumer and home equity/HELOC loan applications by analyzing financial data, structuring loans to align with the best interests of both the borrower and the credit union, and identifying cross-sell opportunities to deepen member relationships. This position involves heavy inbound and outbound call management.
Qualification Requirements
Educational/Training Requirement
- High School Diploma or GED required.
- Associate or bachelor’s degree highly desired.
- 5 years of experience with consumer and home equity lending required.
- 5 years of experience processing consumer and home equity/HELOC closing packages required.
- Credit Union experience is preferred.
Lending Department Hours: Monday-Friday: 8:30 am to 5:00 pm.
Saturday: 9:00am to 1:00pm.
Are you ready to Join Our Team? Are you passionate about providing excellent member service? Would you enjoy building relationships and solving problems? If so, you may be perfect for this position! If you would like to be part of a productive, successful team, APPLY TODAY!
Due to the volume of interest, we are only reviewing new applicants currently. Thank you.
Americans with Disabilities Act (ADA): Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions of the position.
EDIFI Federal Credit Union is an Equal Employment Opportunity Employer
Salary : $27 - $34