What are the responsibilities and job description for the Member Solutions Advisor - East position at Credit Human?
We are seeking a Member Solutions Advisor - East for the East Region Member Solutions Department.
The Member Solutions Advisor is accountable for proactively assisting members with curing their default by assessing their need for assistance, educating the member on their options and making a recommendation for the most appropriate course of action. The Member Solutions Advisor must approach each account with the goal of keeping the member in their home or helping them find a dignified alternative. In situations where a satisfactory arrangement cannot be made, the Member Solutions Advisor is accountable for initiating the foreclosure / repossession process. The Member Solutions Advisor must work in collaboration with the East Region Loss Mitigation Department to mitigate losses by identifying potential repossessions in advance to allow sufficient time for sales strategies to be determined. In addition, the Member Solutions Advisor is responsible for deficiency balance recovery efforts. The Member Solutions Advisor is accountable to promote a positive work culture by supporting and modeling the Credit Union’s core values.
If you have manufactured housing collections, credit, or asset disposal experience you should apply right away!
Highlights:
- Manage time wisely to ensure early intervention with delinquent borrowers.
- Ensure all collection activity and notices that are sent contain accurate account information and are sent in compliance with company policies and procedures.
- Process member-authorized ACH payments and mail confirmation letters.
- Processing incoming/outgoing correspondence such as payments, loss mitigation packets, collection and bankruptcy notices.
- Maintain a working knowledge of the core objective of East Region Member Solutions Department
Experience:
Required
- Manufactured housing collections and/or credit experience.
Preferred
- Asset disposal experience
Education:
Required
- High School Diploma or Equivalent
Preferred
- College degree or course work in the business field
Licenses & Certifications:
Required
-
Requires eligibility to be registered as a Mortgage Loan Originator (MLO) with the National Mortgage Licensing System (NMLS) and Registry.
Preferred
- NMLS registered.
Skills & Knowledge:
Required
- Working knowledge of credit, collection, and bankruptcy laws and regulations
- Strong written and verbal communication skills
- Strong sales oriented negotiating and decision-making skills
- PC skills to include word processing and spreadsheet applications
Schedule: Monday-Friday, 8:30 am-5:30 pm
Level of Work: 1C
Credit Human provides employees with many benefits from insurance coverage to college tuition reimbursement.
To get to know Credit Human and learn more about our benefits, visit our careers page at www.credithuman.com/careers.
Credit Human conducts employment background checks that may be used for decisions related to employment with Credit Human. Standard background checks performed on final candidates include NCUA Administrative and Prohibited Orders, ChexSystems, past employment verification, criminal history checks on convictions, and outstanding arrest warrants within the past seven years. Degree verifications are conducted if listed on the employment application. Additional background checks relevant to the role may include a motor vehicle registration check, credit check, and/or fingerprint card. Applicants must be currently authorized to work in the United States on a full-time basis.