What are the responsibilities and job description for the Commercial Lending Underwriter - NOLA position at Credit Human?
We are seeking a Commercial Lending Underwriter - NOLA for the Commercial Lending Department.
The Commercial Lending Underwriter is accountable for analyzing and underwriting potential loans on complex commercial loan applications across a broad spectrum of asset types. Underwriter is to determine whether the transaction and the potential borrower presents an acceptable level of risk according to policy. The Commercial Lending Underwriter is accountable for assisting the Portfolio Manager with the daily underwriting activities to ensure the completion of quality, sound and timely underwriting decisions that will maintain and enhance the credit quality of our commercial portfolio. The underwriter is required to stay abreast of trends in the commercial lending industry, to inform management of potential impacts to our business quality and quantity.
If you have commercial underwriting and credit analysis experience, you should apply right away!
Highlights:
- Perform credit analysis and due diligence on new loan requests, renewals/modification, and existing borrowers to aid the credit decision making and maintenance process.
- Prepare analytical credit memoranda which are accurate and insightful including final underwriting and risk rating recommendations for approval.
- Evaluate collateral evaluations and appraisals within Policy and Guidelines.
- Build and maintain strong relationships across Credit Human to ensure department production objectives and goals are obtained.
- Act as subject matter expert in the area of commercial lending underwriting, collateral and credit risk.
Experience:
Required
- 3 years of commercial underwriting and credit analysis experience
Preferred
- 5 years of commercial underwriting and credit analysis experience
Education:
Required
- Bachelor’s Degree in related field of study such as Accounting, Finance, Business
Skills & Knowledge:
Required
- Detail oriented
- Good organizational and prioritization skills
- Good technical skills
- Excellent communication skills
- Excellent problem-solving skills
- Excellent listening skills
- Excellent verbal and written communication skills
- Proficient in Microsoft applications (Excel, Work, Access, PowerPoint, Outlook)
- Expertise in financial statement, income tax returns, loan structuring, cash flow analysis
Preferred
- Proficient in LoanVantage, IBIS, and Symitar
Schedule: Monday-Friday, 8:30 am-5:30 pm
Level of Work: 2CA
Credit Human provides employees with many benefits from insurance coverage to college tuition reimbursement.
To get to know Credit Human and learn more about our benefits, visit our careers page at www.credithuman.com/careers.
Credit Human conducts employment background checks that may be used for decisions related to employment with Credit Human. Standard background checks performed on final candidates include NCUA Administrative and Prohibited Orders, ChexSystems, past employment verification, criminal history checks on convictions, and outstanding arrest warrants within the past seven years. Degree verifications are conducted if listed on the employment application. Additional background checks relevant to the role may include a motor vehicle registration check, credit check, and/or fingerprint card. Applicants must be currently authorized to work in the United States on a full-time basis.