What are the responsibilities and job description for the Commercial Credit Analyst - New Orleans position at Credit Human?
We are seeking a Commercial Lending Underwriter - NOLA for the Commercial Lending Department.
The Commercial Lending Underwriter is accountable for analyzing and underwriting potential loans on complex commercial loan applications across a broad spectrum of asset types. Underwriter is to determine whether the transaction and the potential borrower presents an acceptable level of risk according to policy. The Commercial Lending Underwriter is accountable for assisting the Portfolio Manager with the daily underwriting activities to ensure the completion of quality, sound and timely underwriting decisions that will maintain and enhance the credit quality of our commercial portfolio. The underwriter is required to stay abreast of trends in the commercial lending industry, to inform management of potential impacts to our business quality and quantity.
If you have commercial underwriting and credit analysis experience, you should apply right away!
Highlights:
- Perform credit analysis and due diligence on new loan requests, renewals/modification, and existing borrowers to aid the credit decision making and maintenance process.
- Prepare analytical credit memoranda which are accurate and insightful including final underwriting and risk rating recommendations for approval.
- Evaluate collateral evaluations and appraisals within Policy and Guidelines.
- Build and maintain strong relationships across Credit Human to ensure department production objectives and goals are obtained.
- Act as subject matter expert in the area of commercial lending underwriting, collateral and credit risk.
Experience:
Required
- 3 years of commercial underwriting and credit analysis experience
Preferred
- 5 years of commercial underwriting and credit analysis experience
Education:
Required
- Bachelor’s Degree in related field of study such as Accounting, Finance, Business
Skills & Knowledge:
Required
- Detail oriented
- Good organizational and prioritization skills
- Good technical skills
- Excellent communication skills
- Excellent problem-solving skills
- Excellent listening skills
- Excellent verbal and written communication skills
- Proficient in Microsoft applications (Excel, Work, Access, PowerPoint, Outlook)
- Expertise in financial statement, income tax returns, loan structuring, cash flow analysis
Preferred
- Proficient in LoanVantage, IBIS, and Symitar
Schedule: Monday-Friday, 8:30 am-5:30 pm
Compensation Details:
Paygrade: 2CA
The expected pay range for this position is $85,000 to $95,000 annually.
Credit Human is committed to equitable and transparent compensation practices. Final compensation is determined based on a variety of factors, including experience, skills, qualifications, internal equity, and geographic work location.
This role may also be eligible for:
- Bonus opportunity up to 4%
Employees are eligible for a comprehensive benefits package, including:
- Medical, dental, and vision insurance
- Pension
- Paid time off and company holidays
- Tuition reimbursement
To get to know Credit Human and learn more about our benefits, visit our careers page at www.credithuman.com/careers.
Job Location: This position is onsite based in New Orleans, LA.
Credit Human conducts employment background checks that may be used for decisions related to employment. Standard checks include NCUA Administrative and Prohibited Orders, ChexSystems, employment verification, criminal history (convictions and outstanding warrants within the past seven years), and degree verification (if applicable). Additional checks may include motor vehicle records, credit checks, or fingerprinting depending on the role.
Applicants must be currently authorized to work in the United States on a full-time basis.
Credit Human is committed to equitable and transparent pay practices. The compensation range listed above represents a good-faith estimate of what we expect to pay for this position at the time of posting. Final compensation will be determined based on experience, qualifications, internal equity, and business needs.
Salary : $85,000 - $95,000