Senior Vice President, Loan Management

Position Title: Senior Vice President, Loan Management

Location: Los Angeles, CA

Reports to: Managing Director, Portfolio & Risk Management

FLSA: Full-Time, Exempt

Company Overview:

Cottonwood Group is a private equity real estate investment firm with offices in Los Angeles, Boston, and New York. Since its founding in 2012, Cottonwood has served as a trusted investment partner to global institutions, foundations, pension funds, and family offices.

The firm operates a multi-strategy platform focused on North American real estate, with the majority of activity concentrated in the United States. Cottonwood’s flexible mandate enables it to act as a lender, investor, operator, and sponsor, allowing for tailored capital solutions and strategic alignment with partners.

To date, Cottonwood has invested, transacted, and advised on over $7 billion of U.S. real estate through a range of capital vehicles, including pooled funds, separate accounts, public and private investment platforms, and entities in which Cottonwood maintains control or governance rights.

Position Overview:

We are seeking a seasoned Senior Vice President of Loan Management to lead Cottonwood's in-house loan management function as a core member of the Portfolio & Risk Management team. This is a high-impact leadership role responsible for ensuring rigorous execution, operational control, and institutional continuity across the firm's loan portfolio. The SVP of Loan Management will serve as the central coordination hub connecting the Investment Team, Risk Management, Capital Markets, Legal, and Back-Office Services — driving seamless day-to-day oversight of Cottonwood's debt investments while maintaining the highest standards of portfolio discipline. The ideal candidate will oversee end-to-end loan management operations, including close coordination with the Investment Team on active debt positions and partnership with the back-office services group to ensure outstanding execution across critical functions — including loan statement delivery, escrow administration, reserve management, and lockbox operations.

This role will also serve as the primary point of contact for external counterparties, requiring exceptional relationship management skills and the ability to represent the firm with professionalism and authority. We are looking for a highly organized, detail-oriented leader with deep experience in commercial real estate or structured credit loan management, a strong command of operational workflows, and the credibility to lead cross-functional coordination at a senior level.

Key Responsibilities:

The SVP of Loan Management will own the full lifecycle management of the firm's private credit investments, serving as the central execution and coordination hub across the organization.

Portfolio Oversight & Loan Administration

• Develop a tailored loan management plan for each investment, identifying key resources, risks, and escalation thresholds
• Ensure accurate onboarding of deal terms, structure, and obligations at closing
• Review borrower financial and operational reporting on an ongoing basis
• Track covenant compliance and counterparty performance against underwriting assumptions
• Manage disbursements, payoffs, refinancings, and exits
• Coordinate with back-office services on invoicing, reserves, escrows, and holdbacks
• Maintain up-to-date performance and compliance dashboards

Risk Monitoring & Reporting

• Partner with Risk Management to regularly assess and update the risk profile of each investment
• Refresh return and cash flow models for internal planning and portfolio review purposes
• Communicate loan status proactively to all relevant internal stakeholders, including the Investment Team, Capital Markets, Finance, Back-Office Services, and Legal

Amendments, Workouts & Special Situations

• Serve as a key execution and coordination partner on deals involving material borrower breaches or below-plan asset performance
• Support the Investment Team on loan modifications, restructurings, and special situations
• Ensure approved modifications, waivers, and forbearance agreements are accurately documented and implemented across the organization
• Coordinate compliance under capital partner agreements, including delivery of required notices and consents
• Maintain servicing accuracy and documentation integrity throughout evolving or stressed situations

Borrower, Counterparty & Intercreditor Interface

• Serve as the firm's primary point of contact for borrowers, agents, co-lenders, trustees, and other counterparties on servicing-related matters
• Manage intercreditor and participation dynamics across senior, mezzanine, preferred equity, and structured positions
• Oversee relationships with third-party agents or administrators while maintaining internal control over execution and records

Internal Coordination & Governance

• Partner closely with the Investment Team, Capital Markets, Finance and fund administrators, and Legal counsel across all loan management activities
• Ensure all activities are fully aligned with Investment Committee approvals, governing documents, and internal controls
• Maintain clean, auditable loan files, servicing records, and documentation trails across the portfolio

Qualifications:

• Bachelor’s degree required, advanced degree a plus
• 12-20 years of experience in loan servicing, loan administration, loan management, or credit operations within private credit or PE real estate firms, special situations or opportunistic credit platforms, and/or alternative asset management firms with complex structured investments
• Demonstrated experience managing highly structured loans including multi-tranche and bespoke structures, amendments, extensions, and modified credits, as well as loan operating through stressed or evolving situations
• Prior experience leading or building loan servicing or credit operations team members
• Senior presence and credibility with investment professionals, legal counsel, and third parties
• Strong execution discipline, attention to detail, and process ownership
• Comfortable operating in complex situations with strategic judgement
• Collaborative mindset and high degree of accountability

Why Join our Team?

• Be part of a firm that has consistently grown throughout market cycles, institutional investment grade while maintaining its nimble and entrepreneurial culture.
• Collaborative, respectful, supportive, and entrepreneurial culture.
• Beautiful offices in Downtown Los Angeles and Boston, both with access to great restaurants and food trucks.
• Hybrid schedule that supports a healthy work-life balance with generous time off.
• Passion to provide opportunity for growth.
• Attractive and competitive compensation package.
• Rich benefit plans including affordable medical, dental, and vision coverage and 401K with up to 4% match.
• Company paid Long Term Disability and Life Insurance.

Cottonwood is an equal opportunity employer which takes pride in diversification and providing an environment where all team members can thrive. We do not unlawfully discriminate on the basis of any status or condition protected by applicable federal or state law.