Senior Credit Analyst

What We Need

Corpay is looking to hire a Credit Analyst III within our Finance division. This position falls under our Corpay line of business and is located in Brentwood, TN or Atlanta, GA. In this role, you will be responsible for reviewing and processing all new account applications across various business lines, as well as will help in gathering financial statements from customers for annual credit reviews. You will report directly to the Director of Credit and collaborating with internal teams such as sales and applicant management teams.

How We Work

As a Senior Credit Analyst, you will be expected to work in a hybrid environment. Corpay will set you up for success by providing:

• Assigned workspace in Brentwood, TN or Atlanta, GA. 
• Company-issued equipment
• Formal, hands-on training

Role Responsibilities

The responsibilities of the role will include:

• Approving or declining new commercial credit limits up to assigned authority.
• Making credit recommendations for senior management regarding credit extensions.
• Analyzing applicant financial status and credit for feasibility of commercial credit approval.
• Verifying agreements for accuracy and completeness according to policies.
• Communicating with the applicant’s management team regarding financial performance.
• Collaborating with sales teams to find credit alternatives that balance gaining new business while minimizing risk.
• Reviewing existing accounts for credit extensions on new products, including identifying high-risk accounts.
• Interviewing CFOs and CEOs to assess their financial standing and make well-informed decisions.
• Delivering negative decisions respectfully and providing clear explanations.
• Maintaining accurate reviews and reports of unsecured credit accounts on a regular basis (annual, semi-annual, or quarterly).
• Assisting Credit and Collections Managers with problem accounts.
• Making recommendations to senior management regarding high-risk accounts.
• Handling complex unsecured credit requests independently.

Qualifications & Skills

• Bachelor’s Degree in Finance or a related field such as Accounting or Business.
• 3 years of Credit Analyst experience in a B2B sales environment.
• Strong knowledge of commercial credit principles and financial statement analysis.
• Ability to project trends based on customer history and industry outlook.
• Strong organizational, communication, and negotiation skills.
• Attention to detail and ability to manage multiple assignments.
• Ability to work in a fast-paced environment with composure and accuracy.
• Strong customer service skills with the ability to resolve issues quickly.
• Skilled in Microsoft Word, Excel, and PowerPoint.
• Experience in customer negotiations and payment plan creation.

Benefits & Perks

• Medical, Dental, & Vision benefits available from the 1st month after hire
• 401k plan (subject to eligibility requirements).
• Monthly home internet stipend (for remote employees).
• Robust PTO offerings including major holidays, vacation, sick, personal, and volunteer time.
• Employee discounts with major providers (i.e., wireless, gym, car rental, etc.).

Equal Opportunity/Affirmative Action Employer

Corpay is an Equal Opportunity Employer. Corpay provides equal employment opportunities to all employees and applicants regardless of race, gender, religion, national origin, disability, age, sexual orientation, veteran status, or any other group status protected by law. If you require reasonable accommodation for the application and/or interview process, please notify a representative from our Human Resources Department.

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