Loan Operations Specialist

Cornerstone Community Bank is recruiting for a full-time Loan Operations Specialist to work at 192 Hartnell Avenue, Redding, California 96002. Remote workers need not apply.

Description

The position of Loan Operations Specialist is responsible for performing routine and intermediate duties related to commercial, agricultural and consumer loan applications and boarding by generating loan documentation for all types of loans, and by processing commerical, agricultural and consumer loan payments and advances on lines of credit. Additional responsibilities include but are not limited to maintaining service standards with creating, auditing and maintaining loan files; tracking insurance policies and collateral perfection items; ensuring call back of loans, internal and external customer service; and backing-up a variety of loan operations daily functions.

Minimum Requirements

• 2 - 3 years of routine and intermediate loan operations experience including applications, boarding and generating loan documentation for commerical, agricultural and consumer loans.
• Basic experience, knowledge and training in all loan servicing activities and terminology.
• Basic knowledge of related state and federal banking compliance regulations, and other bank lending policies.
• Basic knowledge of title policies and related loan regulations such as RESPA, HMDA and other bank lending policies on loans to directors.
• Basic skills in computer terminal and personal computer operation; host computer system; word processing, spreadsheet and specialty software programs.
• Intermediate typing skills to meet production needs of the position.
• Intermediate math skills; calculate interest, proportions, and percentages; balance accounts; add; subtract, multiply and divide; locate routine mathematical errors; compute rate, ratio, and percent.
• Effective verbal, written and interpersonal communication skills with the ability to apply common sense to carry out instructions, and speak clearly to customers and employees.
• Ability to deal with difficult problems involving multiple facets and variables in non-standardized situations.
• Good organizational and time management skills.
• Ability to work with general supervision while performing duties.
• Current driver’s license and a vehicle with appropriate insurance coverage if required to drive in the course of performing assigned duties and responsibilities.
• High school diploma or general education degree (GED).

Physical Requirements

Spends time writing, typing, speaking, listening, lifting (up to 25-50 pounds), carrying, seeing, driving, sitting, pulling, walking, standing, squatting, kneeling and reaching.

Pay

Pay range is $19.00 - $26.00/hour, commensurate with experience and ability.

About Cornerstone Community Bank

Relationships are the lifeblood of Cornerstone Community Bank. Customers are the foundation of our work. They know us. They rely on us. They trust us with their dreams. We go the extra mile to build a relationship with our customers, communities and employees. We’ve got everything the big banks have – and everything they don’t. We are more than banking.

Cornerstone Community Bank is a community-oriented, locally-owned and managed bank headquartered in Red Bluff, California. We’ve built our bank to serve the needs of our community, placing special emphasis on making relationships with individuals and businesses in Tehama, Shasta, Butte and Glenn Counties and surrounding areas.

We strive to meet the needs of individuals and businesses by offering a variety of deposit and savings products, competitive rates, and a wide selection of consumer and commercial loans and lines of credit that we can tailor to suit customers, our friends and neighbors.

Cornerstone Community Bank is an Equal Opportunity Employer offering a competitive compensation package including comprehensive insurance, 401(k) and vacation.

Learn more about us by visiting: bankcornerstone.com

Cornerstone Community Bank is an Equal Opportunity Employer, including disability/veterans.

Job Type: Full-time

Pay: $19.00 - $26.00 per hour

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Employee assistance program
• Flexible spending account
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Retirement plan
• Vision insurance

Physical setting:

• Office

Schedule:

• 8 hour shift
• Day shift
• Monday to Friday

Education:

• High school or equivalent (Required)

Experience:

• Customer service: 3 years (Required)
• Loan processing: 1 year (Required)
• Banking: 1 year (Required)

Work Location: In person

Salary : $19 - $26