What are the responsibilities and job description for the Set-up Clerk position at Cornerstone Capital Bank?
Cornerstone Capital Bancorp, Inc., headquartered in Houston, is aTexas-basedfinancial services company dedicated to helping families, businesses, and communities thrive. Throughitsprimary subsidiary, Cornerstone Capital Bank, the organizationoperatesa community and business banking franchise alongside a premier national home lending, servicing, and home insuranceplatform-basedfinancial services company dedicated to helping families, businesses, and communities thrive.
Guided by a core Mission, Vision and Convictions statement,Cornerstoneoperates17full-servicebanking locations across major Texas markets andmore than 150mortgage offices nationwide.The companyhas servednearly700,000customersthrough its family of brands, including Cornerstone Home Lending, Roscoe Bank, Peoples Bank, Cornerstone Servicing, and Cornerstone Insurance. Supported by 1,600 team members,Cornerstoneis consistently recognized as a Fortune-certified Great Place to Work and a Top Workplace.
Formed through the combination of Cornerstone Home Lending and The Roscoe State Bank, Cornerstone brings more than a century of experience and is thehighest-capitalizednew bank in Texas history.
Who we are looking for:
We are a great company with great people, and we are looking for a Set Up Clerk, who will bring enthusiasm, attention to detail, and a servant heart to our team of top-tier mortgage professionals. This professional will work in a tight-knit, goal-oriented team where our Customers and Loan Officers can rely on them to ensure an accurate and timely closing process.
In this exciting and dynamic role, we are looking for a Set Up Clerk who can drive amazing and deep relationships with our Loan Originators and Customers. This professional will partner with our team to assist our Originators and Customers through the loan process.
What you'll need to be successful:
Success in this job relies on your experience in processing mortgage loans and your understanding of the residential mortgage loan process from application to funding and:
* Knowledge of FNMA, FHLMC, FHA, & VA underwriting guidelines a plus
* Ability to order and review all verification documents; insurance, title work, tax transcripts, verification of employment, verification of deposits, flood certifications, payoffs
* Ability to independently calculate all types of self-employed income a plus
* Ability to assist in funding a minimum of 20 units per month while working towards the same units for the following month.
* Ability to monitor and manage workflow to ensure timely closings
* Maintain product knowledge and stay up to date on changes to market conditions
* Ability to communicate with borrowers, operations staff, title companies, Realtors, etc., to expedite mortgage process.
* Comply with all applicable laws and regulations related to mortgage lending.
Qualifications:
* Jr. Mortgage Processing experience a plus
* TRID knowledge a plus
* Experience using LoanSoft LOS is a plus.
* SalesForce experience and knowledge on working within a database a plus
* Strong written and verbal communication skills
* Teamwork and customer service a must
* Self-motivated and energetic
* Strong computer and technology related skills
* Able to work independently and proactively, prioritizing workload and handle multiple tasks
What we offer:
Because we recognize and reward hard work, we offer a competitive salary, and a full benefits package..
What to do next:
If Cornerstone sounds like the place for you (and if you have the qualifications, drive, and passion to match), we invite you to become a member of our winning team! And remember, once you're a part of our Cornerstone family, we'll continue to invest in you as an asset in our company. As many of our team members can tell you, there's something special about working at Cornerstone.
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
As an Equal Opportunity Employer, the Company prohibits discrimination against any applicant or Team Member based on any legally- recognized basis, including, but not limited to race, color, religion, sex, pregnancy (including lactation, childbirth or related medical conditions), sexual orientation, gender identity and expression, age (40 and over), national origin or ancestry, citizenship status, physical or mental disability, genetic information (including testing and characteristics), veteran status, uniformed servicemember status or any other status protected by federal, state or local law. Our commitment to equal opportunity employment applies to all persons involved in our operations and prohibits unlawful discrimination by any Team Member, including supervisors and co-workers. This policy applies to all aspects of employment, including recruitment, advancement, promotion, demotion, discipline, layoff, termination, salary and wage consideration and Team Member benefits.
As such, all Team Members are expected to embrace our corporate philosophy that supports fairness and respect for everyone. It is the responsibility of ALL Team Members to conduct themselves in a manner that reflects the high standards of quality and professionalism our Team Members, and that our customers have come to expect. Equally important is the fair and equitable treatment of fellow Team Members and of our clients. The Company will not permit, condone, or tolerate prohibited discrimination in any form.