What are the responsibilities and job description for the Mortgage Compliance HD Analyst position at Cornerstone Capital Bank?
Who we are:
Cornerstone Capital Bank is a new bank, with over $330 million in capital and $2 billion in total assets, and arises from the combination of mortgage industry giant Cornerstone Home Lending and community banking standout Roscoe State Bank. You'll be on the front end of working for an innovative large community bank that is a leader in mortgage lending and community banking, and growing in middle-market commercial and real estate lending.
We honor God by using our talents to make a positive difference in the lives of our Team Members, Clients, Shareholders, Communities, and the People who provide services to us.
Who we are looking for:
The Compliance Analyst is responsible for communicating methods of adherence to all local, state, and federal regulations to production and operational personnel, as needed.
What you'll do:
- Respond to inquiries via phone, email, and HelpDesk Ticketing Software
- Monitor and interpretation of loans through the use of ComplianceAnalyzer.
- Conduct research, as needed, to provide accurate responses to inquiries
- Review of disclosures for accuracy and TRID requirements or other regulatory requirements
- Monitor the delivery of all valuations to borrowers.
- Review the removal of borrowers for accuracy of reason listed
What you'll need to be successful:
Success in this job relies on your time management skills, organization, and positive attitude. In addition, you'll need the following qualifications:
- Three (3) years' experience in the mortgage industry in processing, closing, origination, or other operational or compliance-related department
- Express ideas and convey complex information in both verbal and written communication
- Analyze complex information
- Ability to set priorities to accomplish tasks with minimal supervision.
- Proficiency in Outlook, Excel, Word
- Bachelor's degree and 3 years of progressively responsible related work experience. Additional qualifying work experience may be substituted for the Degree requirements.
- 3 Years Loansoft or Empower experience preferred
- Working knowledge of all state, federal mortgage and banking regulations
- Possesses a willingness to learn
- Ability to be very productive in a high-stress environment
What we offer:
Because we recognize and reward hard work, we offer a competitive salary, a full benefits package, and the potential for a performance-based bonus.
What to do next: If Cornerstone sounds like the place for you (and if you have the qualifications, drive, and passion to match), we invite you to become a member of our winning team! And remember, once you're part of our Cornerstone family, we'll continue to invest in you as a valuable asset in our company. As many of our team members can tell you, there's something special about working at Cornerstone.
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
As an Equal Opportunity Employer, the Company prohibits discrimination against any applicant or Team Member based on any legally- recognized basis, including, but not limited to race, color, religion, sex, pregnancy (including lactation, childbirth or related medical conditions), sexual orientation, gender identity and expression, age (40 and over), national origin or ancestry, citizenship status, physical or mental disability, genetic information (including testing and characteristics), veteran status, uniformed servicemember status or any other status protected by federal, state or local law. Our commitment to equal opportunity employment applies to all persons involved in our operations and prohibits unlawful discrimination by any Team Member, including supervisors and co-workers. This policy applies to all aspects of employment, including recruitment, advancement, promotion, demotion, discipline, layoff, termination, salary and wage consideration and Team Member benefits.
As such, all Team Members are expected to embrace our corporate philosophy that supports fairness and respect for everyone. It is the responsibility of ALL Team Members to conduct themselves in a manner that reflects the high standards of quality and professionalism our Team Members, and that our customers have come to expect. Equally important is the fair and equitable treatment of fellow Team Members and of our clients. The Company will not permit, condone, or tolerate prohibited discrimination in any form.