What are the responsibilities and job description for the Consumer Loan Officer I position at COPFCU?
COPFCU is a not-for-profit financial institution dedicated to serving the financial needs of all of our public servants and their families: Cincinnati’s Police Force, Firefighters, Government Employees and Public School Teacher and Administrators. Our daily commitment is to give back to all those who have given so much to keep our community safe, educated and supported.
Unlike typical commercial banks, our credit union is able to provide numerous financial benefits you simply can't find anywhere else. Lower rates for loans. Friendlier credit terms. Higher rates for savings, certificates and IRAs. All for the greater good of your family and your future.
This position will prepare, analyze, process and document all required forms and related documentation for consumer loan products.
Approve or deny loan applications within prescribed parameters.
Promote credit union products and services.
Assist members in completing loan applications over the phone, electronically or in person.
Calculate applicable ratios on consumer loan applicants and analyze risk
Underwrite consumer loan applications within established limits.
Qualifications and Requirements
High school diploma or GED
Underwriting experience required
Minimum of six months consumer loan processing experience required
Strong multi-tasking and problem-solving skills
Excellent interpersonal and member service skills
Strong attention to detail
Benefits
Medical, Dental and Vision
LTD & STD employer paid 100%
Life insurance 100% employer paid
401K & Roth Participation
Discounts on credit union products and services