Analyst, DSCR Appraisal Reviewer

CONVENTUS MISSION AND VISION

Conventus Holdings Corporation was envisioned and created to reduce the number of economic intermediaries involved in the origination, funding and investment in the $125 billion real estate bridge loan marketplace. True to the Latin origin of the company’s name, “to bring together,” CHC’s existence and strength is anchored to a business model that removes unnecessary economic intermediates so that it can provide superior pricing and service to its clients. Our competitive edge in executing our mission is assembling, nurturing, and developing a collaborative group of talented individuals. To that end, diversity of experiences, perspectives, skills, and cultures is core to our mission and team.

POSITION

Full-Time, Salaried, Performance-based bonus

LOCATION: San Francisco, CA

Required 4 days per week in the office (Mon-Thu). Please do not apply if this does not align with you.

Conventus is seeking an experienced Analyst, DSCR Appraisal Reviewer to join our dynamic team. In this role, you will evaluate DSCR mortgage loans for residential investment properties nationwide, focusing on single-family rentals (SFR 1-4), condos, and townhomes. Your role will focus on collateral valuation, rent analysis, cost verification, and market condition assessments to ensure sound underwriting decisions and risk mitigation.

This position plays a critical role in the DSCR loan origination process, requiring collaboration across multiple departments, including Sales, Operations, and Capital Markets.

RESPONSIBILITIES

• Conduct internal valuation analysis for SFR 1-4, condos, and townhomes, using sales comparison approach.
• Manage a pipeline of 25 loans, ensuring timely credit reviews and consistent communication with all stakeholders.
• Validate appraisal-stated market rents by researching comparable rental listings and submarket market data.
• Review appraisals for data accuracy and quality of sales/rental comparables.
• Analyze borrower cost breakdowns to verify completed capital improvements.
• Recommend appraisal disputes when market data supports a higher value or rent assessment.
• Complete DSCR checklists to support and document underwriting decisions.
• Prepare and submit internal credit memos for transaction approval
• Collaborate with Sales and Operations teams to determine optimal loan structures.
• Identify and recommend process improvements to enhance efficiency.

QUALIFICATIONS

Required

• Bachelor’s degree in Finance, Real Estate, Construction Management, or a related field (preferred).
• 1-3 years of experience in a real estate-related field.
• 1-3 years of lending experience (DSCR loan underwriting, real estate lending, or commercial banking experience a plus).
• Prior real estate valuation experience is a plus.
• Strong Excel proficiency.
• Excellent communication and relationship-building skills.
• Ability to manage multiple deals in a fast-paced lending environment.
• Highly organized and detail-oriented.
• Comfortable with on-the-job training and adapting to a fast-paced team environment.

Mindset and Character

At CHC, we look for future employees who demonstrate the mindset and character of our following core values:

Deliver Extraordinary Client Experience:

• Demonstrate unwavering responsiveness and dedication to delighting clients at every touchpoint.

Take Responsibility:

• Be proactive, know what you are responsible for, act with integrity and follow through to the end.

Respond with Urgency and Care:

• Balance speed with quality, ensuring that every response is both timely and impactful.

Grow Together:

• Grow together through a culture of intellectual curiosity, collaboration and celebration.