Entry Level - Customer Service /Collector

Unlock Your Potential with CPS: Now Hiring Enthusiastic Collectors!

About Consumer Portfolio Services Inc.:
CPS is more than just a leader in the sub-prime auto finance industry; we're a close-knit team driven by excellence, innovation, and a commitment to helping people. We offer a high-energy, supportive work environment where hard work and dedication are recognized and rewarded. At CPS, we’re all about opening doors for individuals and creating opportunities for career growth and success. If you’re ready to make an impact and develop your career, CPS is the place to be!

About the Position:

We’re seeking a Collector who’s ready to dive into a fast-paced role focused on asset protection, delinquent account management, and relationship-building with our customers. As a key player on our team, you’ll have the opportunity to connect with customers across phone, chat, email, and text messaging- providing them with clear, compassionate, and effective communication.

*** Date looking to hire: Monday, 11/02/2026 ***

• Job type: Full-time
• Work Schedule: Mon-Fri, 8:00 am- 5:00pm
• In-office position only

Key Responsibilities:

• Protect and recover assets by handling collections on delinquent accounts.
• Prevent losses and control delinquent balances effectively.
• Maintain consistent, professional communication with customers through various channels (phone, chat, email, and text)
• Show initiative to continually learn, grow, and enhance your skills.
• Effectively prioritize and shift focus between tasks as needed, ensuring proper attention to each responsibility without compromising quality.

What We’re Looking for in You:

• Strong written and verbal communication skills that create positive, productive customer experiences.
• Ability to set priorities, meet deadlines and remain focused on desired results.
• Resilience and determination to achieve results, even when faced with challenges.
• A team-oriented mindset that thrives in a high-energy environment.
• Has a strong work ethic, is dependable, and is always eager to learn.
• Basic math and computer skills, with the ability to type 30 words per minute.
• Highschool diploma or equivalent experience.
• Bilingual in Spanish (a plus, with additional compensation!).

Benefits:

• Work-Life Balance- Enjoy a consistent schedule with no split shifts and no Sundays.
• Supportive Culture- You’re not just an employee, you are part of an environment that values every individual.
• Competitive Benefits- We offer a comprehensive package including 401(k), medical, dental, and vision insurance, life and disability insurance, and paid time off. Additionally, our employees enjoy a range of exclusive perks, incentives, and a competitive bonus structure designed to reward performance and dedication.

Equal Opportunity Employer:

Consumer Portfolio Services, Inc. is committed to workforce diversity and is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, sexual orientation, national origin, disability, age, or veteran status. Employment is contingent upon a successful background check. This is a smoke-free workplace.

We are a nationwide Auto Finance Company.

Check our website at http://www.consumerportfolio.com/ and apply!

Job Type: Full-time

Pay: $18.00 per hour

Expected hours: 40.0 per week

Benefits:

• 401(k)
• 401(k) matching
• AD&D insurance
• Dental insurance
• Employee assistance program
• Employee discount
• Flexible spending account
• Health insurance
• Life insurance
• Paid time off
• Paid training
• Parental leave
• Referral program
• Retirement plan
• Tuition reimbursement
• Vision insurance
• Volunteer time off
• Wellness program

Application Question(s):

• Do you have an open auto loan with Consumer Portfolio Services? (Answer: Yes or No)

Experience:

• Customer Service : 1 year (Preferred)
• Computer/Typing: 1 year (Preferred)

Ability to Commute:

• Chesapeake, VA 23320 (Required)

Work Location: In person

Benefits:

Salary : $18