What are the responsibilities and job description for the Financial Planner position at Confidential?
We are seeking a detail-oriented, client-focused Financial Planner / Paraplanner to deliver comprehensive financial planning and investment strategies to our high-net-worth clients. In this role, you will play a central part in building, analyzing, and presenting holistic financial plans while helping oversee an existing $50M book of business.
This position offers a strong blend of technical financial analysis, paraplanning operations, and direct client relationship management, with natural opportunities to grow into lead advisory responsibilities over time.
Key Responsibilities1. Comprehensive Financial Planning & Paraplanning
- Plan Construction & Analysis: Lead the creation of customized, end-to-end financial plans covering retirement accumulation/distribution, tax optimization, risk management, estate planning, and executive compensation.
- Scenario & Cash Flow Modeling: Utilize advanced planning software to build dynamic, real-time scenarios (e.g., stress-testing portfolios, Monte Carlo simulations, roth conversion analysis, and tax projection models).
- Deliverable Preparation: Prepare polished, clear, and actionable meeting materials, client roadmaps, and plan summaries for upcoming client reviews.
- Data Gathering & Discovery: Onboard new client financial data, analyze documents (tax returns, estate papers, insurance policies), and identify planning gaps or opportunities.
2. Portfolio Management & Implementation
- Strategy Alignment: Ensure client investment portfolios remain tightly aligned with their overarching financial plans and liquidity needs.
- Execution & Rebalancing: Work alongside senior team members to handle rebalancing, tax-loss harvesting, and cash flow requests across client accounts.
- Research & Reporting: Monitor market trends, evaluate investment solutions, and construct regular performance reports.
3. Client Relationship Management & Team Support
- Direct Client Interaction: Participate in client discovery and plan delivery meetings, stepping in as the primary technical subject matter expert for planning questions.
- Follow-Through & Action Items: Manage post-meeting action items, including plan updates, account adjustments, and coordination with outside professionals (CPAs, estate attorneys).
- Organic Growth: Deepen existing client relationships by identifying additional planning needs, held-away assets, and warm referral opportunities.
4. Compliance & Process Optimization
- Ensure all financial planning processes and client records adhere to industry regulations and SEC guidelines.
- Continuously refine financial planning templates, paraplanning workflows, and tech stack integration to improve client experience and operational efficiency.
Qualifications & SkillsRequired:
- Experience: 2–5 years of direct experience in financial planning, paraplanning, or wealth management.
- Software Proficiency: Hands-on experience with core financial planning platforms (e.g., eMoney, RightCapital, or MoneyGuidePro) and custodians/reporting tools
- Technical Expertise: Strong foundational knowledge of personal tax planning, estate concepts, retirement income strategies, and asset allocation.
- Communication: Exceptional ability to translate complex financial and tax concepts into clear, understandable language for clients.
Certifications & Education:
- CFP® Designation (or actively coursework-complete / sitting for the exam) strongly preferred.
- Series 65 or equivalent (Series 7 & 66 combined).
- Bachelor’s degree in Financial Planning, Finance, Accounting, or a related field.
What We Offer
- Competitive Compensation: Salary bonus structure tied to plan quality and client retention (with upside for warm organic growth).
- Comprehensive Benefits: Health, dental, vision, and retirement plan with company match.
- Career Advancement: Clear pathway from Paraplanner / Associate Planner to Lead Wealth Advisor.
- Professional Growth: Full support and sponsorship for continuing education, CFP® maintenance, and advanced credentials.
- Tech-Forward Environment: A collaborative team leveraging top-tier wealth tech to deliver an exceptional client experience.
Job Types: Full-time, Permanent
Pay: $80,000.00 - $95,000.00 per year
Benefits:
- 401(k)
- Dental insurance
- Flexible schedule
- Health insurance
- Life insurance
- Paid time off
Work Location: Hybrid remote in Gilbert, AZ 85296
Salary : $80,000 - $95,000