What are the responsibilities and job description for the Commercial Loan Officer II position at Community Trust Bank?
SUMMARY: Makes and services a wide variety of secured and unsecured loans or lines of credit.
JOB RESPONSIBILITIES
· Develop new business through sales calls to customers and non-customers, record and track each call.
· Monitor loan portfolio compliance with policy.
· Manage assigned loan portfolio.
· Collect delinquent accounts.
· Administer to work out accounts and problem loans.
· Maintain a working knowledge of the Bank’s written policies and procedures regarding the Bank Secrecy Act and other pllicable anti-money laundering policies.
· Ensure all actions performed are in compliance with government regulations and organizational policies and procedures.
SKILLS/KNOWLEDGE AND ABILITIES/EXPERIENCE
· Position normally requires a Bachelor's degree or the equivalent to provide basic familiarity with a variety of subjects such as: finance, economics, English, business law, marketing, statistics, etc.
· Over four years and up to six years of experience.
· Excellent PC skills with knowledge of Word, EXCEL and other applicable computer programs.
· Excellent oral and written communication skills.
· Excellent organizational skills
· Valid driver's license.
· Must have (or obtain during the first 30 days of employment) a valid NMLS number.
· Must complete annual mandatory SAFE Act training through Regulatory University.
· Insurance license.
· Excellent sales skills.
WORKING CONDITIONS
· Normal office conditions.
· Travel required.
The above statements are intended to describe the general nature and level of work to be performed by personnel assigned to this job. This information is not intended to be an exhaustive list of all responsibilities, duties, and skills required of personnel assigned to this position.