The primary function of this position is to assist Community Credit Union (CCU) of Florida in living out our Mission, “Always improve the financial well-being of our members and make a positive difference in our community.” One of the primary means to achieve this end is to develop a highly effective team of employees and develop each employee to their highest potential through coaching and leadership. Responsible for ensuring that outstanding service is delivered to both internal and external members.  In addition, the Director of Finance is responsible for the management of the department.  The individual establishes and maintains the Credit Union’s fiscal record-keeping systems by utilizing generally accepted accounting principles; adheres to all laws and regulatory compliance to properly reflect the financial position of the Credit Union; ensures department activities run smoothly and efficiently while ensuring compliance with Credit Union policies and procedures. 

Community Credit Union of Florida is an equal opportunity employer (EEO) and supports a drug-free workplace.

1. Demonstrates enthusiastic support of corporate mission, core values, and long-term objectives by performing job duties within our bylaws, regulations, Board of Directors policies, established internal and external service standards, and our work procedures while possessing adequate product knowledge as measured by the annual product knowledge assessment.

1. Delivers service to both internal and external members that is in alignment with the credit union’s Service Promises and meets all established service goals.

1. Abides by CCU’s Service Promises when helping a member or co-worker to ensure timely responsiveness to the individual’s needs.  Promotes teamwork, respects opinions, abilities, and contributions of others, and conveys a willingness to assist and cooperate with others for the benefit of the organization.

1. Assists in attaining established departmental goals and adheres to all credit union standard operating policies and procedures, as well as state and federal regulations and guidelines. 
    
2. Manages direct reports to maximize productivity, efficiency, and the potential of the human assets of the company, including hiring, directing job assignments, setting performance expectations, monitoring staff performance, coaching, counseling, training, assuring compliance with regulatory requirements and organizational mission, values, service standards, policies, and work rules. Appraises performance and provides recommendations for staff compensation, promotion, and termination, as appropriate.

1. Leads the Credit Union’s financial planning, forecasting, and performance strategy, aligning financial objectives with the organization’s long-term strategic plan and growth initiatives.

1. Updates, maintains, and understands the Current Expected Credit Loss (CECL) calculation.   The incumbent will need to conduct at least a quarterly analysis of the model, providing updates and recommendations to the VP of Accounting and Finance and the CFO.

1. Drives innovation and continuous improvement across financial operations, ensuring efficiency, scalability, and adaptability in support of the Credit Union’s mission.

1. Serves as a key member of the Asset/Liability Management Committee (ALCO), leading analysis of liquidity, rate risk, and investment strategies to ensure optimal balance sheet performance and capital adequacy.

1. Leads finance technology initiatives, automation of reporting, and enhancement of data analytics capabilities using tools such as SQL, Power BI, and Excel.

1. Oversees preparation and presentation of monthly financial statements, dashboards, and board reports, ensuring transparency, accuracy, and actionable insights for the Board of Directors and executive team.

1. Responsible for performing analytics in many different ways, such as financial and predictive, and has the ability to structure the data accordingly.  Prepares in-depth statistical analyses, reporting results, and offers insights and or solutions to the leadership team.  This analysis may include stress testing of capital, profitability, or ad hoc reporting and prepares interactive financial models needed by the leadership team for “what-if” analysis, trending, and other uses.

1. Directs development of annual budgets and multi-year forecasts, incorporating stress testing, scenario modeling, and performance metrics to guide strategic decision-making.

1. Oversees regulatory reporting and acts as liaison with external auditors and regulators. Ensures compliance with NCUA and state regulations.

1. Serves as backup for the VP of Accounting and Finance as needed.

1. Follows policy and procedures related to Bank Secrecy Act (BSA), Anti-Money Laundering (AML), Customer Identification Program (CIP), and Customer Due Diligence (CDD) daily to ensure compliance with current regulations.

1. Performs other related duties as assigned and works on special projects as assigned.

ENVIRONMENT AND PHYSICAL ACTIVITY

The environment for this position is an open, non-confined office-type setting that is clean and comfortable, where the incumbent is free to move about at will.  It may include some minor annoyances such as noise, odors, and drafts.

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.  Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is frequently required to spend time writing, typing, speaking, listening, lifting (up to 25 pounds), carrying, seeing (such as close, color and peripheral vision, depth perception, and adjusted focus), sitting for long periods of time (up to 8 hours), pulling, walking, standing, squatting, kneeling, and reaching.

The incumbent for this position may operate any or all of the following: telephone, cellular telephone, copy and fax machines, calculator, computer terminal, personal computer, and related printers.

MENTAL DEMANDS

The incumbent in this position must be able to: read and interpret documents or instruments, perform highly detailed work, assist or guide problem solving, resolve employee issues, perform mathematical functions, conduct meetings and presentations, prepare written communication, perform analytical reasoning, withstand stress, handle multiple, concurrent tasks, and constant interruptions.  Possess excellent member contact and verbal and written communication skills.

POSITION REQUIREMENTS

These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position.  The requirements listed below are representative of the knowledge, skill, and/or ability required to perform the position satisfactorily.   Individual abilities may result in some deviation from these guidelines.

• Bachelor’s degree from a four-year college or university and eight (8) to ten (10) years of related experience and/or training; or the equivalent combination of education and experience.   Work-related experience should consist of an in-depth background in accounting/finance and exceptional customer service.        Educational experience, through in-house training sessions, formal school, or a financial industry-related curriculum, should apply to the financial industry.
• Knowledge of general accounting, financial, budgeting, and related accounting and record-keeping systems in a financial institution.
• Knowledge of related state and federal banking compliance regulations, and Credit Union accounting policies and procedures.
• Advanced skills in personal computer operation, word processing, and spreadsheet software programs.
• Intermediate typing skills to meet the production needs of the position.
• Proficient with report and dashboard creation in Power BI or other dashboarding tools.
• The ability to write and understand SQL queries and experience using SSMS is preferred.
• Advanced math skills; calculating interest, commissions, proportions, and percentages; balance accounts; add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals; locate routine mathematical errors; compute rate, ratio, and percent, including the drafting and interpretation of bar graphs.
• Exceptional oral, written, analytical, and interpersonal communication skills with the ability to apply common sense to carry out instructions and instruct others, interpret documents, understand procedures, write reports and correspondence, and communicate clearly to members and employees.
• Ability to deal with complex problems involving multiple facets and variables in non-standardized situations
• Excellent organizational and time management skills, with the ability to multitask, ability to work with moderate supervision while performing duties, and be a strong team player.

The incumbent must be able to perform this position safely, without endangering the health or safety of individual or others.

Management reserves the right to change this position description at any time according to business needs.