Profile v7 SME

We are seeking a highly experienced Profile v7 SME with deep core banking domain expertise and strong Profile Scripting Language (PSL) knowledge.

The role requires an SME‑level professional capable of leading large‑scale core banking upgrade and modernization programs, engaging directly with Tier‑1 banking clients, and guiding development teams through complex Profile implementations.

Key Responsibilities

• Serve as a Subject Matter Expert (SME) on Profile v7 for core banking implementations, upgrades, and modernization initiatives.
• Lead design, development, and conversion of Profile customizations, including:
  • Legacy MUMPS‑based customizations
  • Migration and redevelopment using PSL (Profile Scripting Language)
• Drive Profile upgrade programs for banks running older Profile versions (15–20 years old environments).
• Provide technical leadership across onshore and offshore development teams.
• Review architecture, design specifications, and code to ensure:
  • Alignment with Profile best practices
  • High performance, stability, and maintainability
• Act as the primary technical interface with client stakeholders, including:
  • Bank IT leadership
  • Operations and functional SMEs
  • Vendor and product teams
• Troubleshoot complex production issues and lead root‑cause analysis.
• Support knowledge transition (KT) and mentor junior and mid‑level Profile developers.
• Contribute to estimation, planning, and delivery governance for large programs.

Mandatory Skills & Experience

• 10 years of hands‑on experience in core banking / retail banking systems
• 5 years of deep expertise in Profile Scripting Language (PSL)
• Strong working knowledge of:
  • Profile v7 architecture
  • Legacy MUMPS and customization conversion approaches
• Proven experience leading large‑scale Profile upgrade or implementation programs
• Excellent client‑facing communication skills, with the ability to explain complex technical topics to non‑technical stakeholders
• Strong understanding of:
  • Core banking domains (Accounts, Deposits, Loans, Interest, Fees, Posting, EOD/BOD)
  • Regulatory and audit considerations in banking systems

Nice‑to‑Have Skills

• Experience working with Tier‑1 banks and multi‑country banking environments
• Exposure to:
  • API enablement or integrations around Profile
  • Modernization programs linked to digital channels or middleware
• Prior involvement in Profile replacement or coexistence programs (Profile digital core / integration layers)

Role Level / Band

• Manager / Senior Manager / Specialist SME
• Suitable for Onshore Lead SME roles or critical client‑facing positions”

Work model

We strive to provide flexibility wherever possible. Based on this role’s business requirements, this is a remote position open to qualified applicants in the United States. Regardless of your working arrangement, we are here to support a healthy work-life balance though our various wellbeing programs.

The working arrangements for this role are accurate as of the date of posting. This may change based on the project you’re engaged in, as well as business and client requirements. Rest assured; we will always be clear about role expectations.

Work Authorization:
Cognizant will only consider applicants for this position who are legally authorized to work in United States without requiring employer sponsorship, now or at any time in the future.

Please note, this role is not able to offer visa transfer or sponsorship now or in the future.

Salary and Other Compensation:
Applications will be accepted until March 6th 2025.

The annual salary for this position is between $ 1000,000 K -$ 155,000K depending on experience and other qualifications of the successful candidate.

This position is also eligible for Cognizant’s discretionary annual incentive program, based on performance and subject to the terms of Cognizant’s applicable plans

Benefits: Cognizant offers the following benefits for this position, subject to applicable eligibility requirements:
Medical/Dental/Vision/Life Insurance
Paid holidays plus Paid Time Off
401(k) plan and contributions
Long-term/Short-term Disability
Paid Parental Leave
Employee Stock Purchase Plan

Disclaimer: The salary, other compensation, and benefits information is accurate as of the date of this posting. Cognizant reserves the right to modify this information at any time, subject to applicable law.