Mortgage Lending Underwriter Level III

• Must live within proximity of Moon Township, Pa 15108
  
  

OBJECTIVE

Review member loan applications, looking for solutions to member requests within the designated lending authority level. Maintain a working knowledge of the current lending guidelines making loan decisions in line with Clearview’s Credit Risk Appetite, placing members in the best possible solution for their unique situation. Fulfill Clearview’s Vision, Purpose, Mission and Values.

Minimum Qualifications

• High School diploma or equivalent required; additional education or job specific skills training
• Minimum 5 years’ underwriting or equivalent advanced risk mitigation and decision-making experience required
• Proven ability to look for solutions beyond an original request
• Proven decision-making and analytical skills
• Detail oriented and excellent follow through techniques
• Ability to multitask and work well under pressure
• Demonstrates ability to be adaptable
• Strong experience using various software programs
• Demonstrates general knowledge of or willingness to learn how AI tools are being used in a responsible way to improve results, adapt workflows, and support a culture of innovation.
• Excellent communication and service skills both internally and externally
  
  

Essential Duties And Responsibilities

• Loan Underwriting and Risk Management – 75%
• Analyze loan applications within the designated lending authority (Level III), ensure adherence to the lending policies and guidelines
• Ask questions, consulting with loan officers to help obtain information needed to come to a loan decision
• Display ability to effectively utilize lending solutions to meet member needs
• Maintain a thorough knowledge of and apply loan guidelines, policies and procedures
• Accurately calculated and apply lending metrics, balancing risks to come to a reasoned, fair, and consistent loan decision within Clearview’s Risk Appetite
• Analyze loan documentation for quality and compliance
• Consistently demonstrate ability to achieve established goals
• Member and Employee Experience – 15%
• Promote a team environment and provide suggestions for improving lending processes
• Attend required meetings, classes, trainings, and complete the minimum Linked-In Learning Career Pathing courses for personal and skill development
  
  

• Community Engagement & Brand Awareness– 5%
• Participate in and support Clearview’s commitment to the communities we serve
• Actively talk about Clearview and work as a brand ambassador for the organization
• Other Duties as assigned – 5%
• Adhere to all organizational policies related to information security, privacy, fraud prevention, and regulatory compliance, including completion of required training and protection of confidential information.
• Support Clearview’s Commitment to fostering a workplace where every individual feels welcomed, valued, and supported. Embrace and celebrate the unique differences of others, treat all people with fairness and respect, and contribute to an inclusive experience where everyone is encouraged to grow and pursue opportunities that lead to a better life. Understand and champion the belief that a diverse and inclusive workplace is essential to Clearview’s vision and success.
  
  

Clearview is an equal opportunity employer. We do not discriminate on the basis of race, color, religion, national origin, ancestry, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity and/or expression, age, disability, genetic information, familial status, military status, or any other characteristic protected by applicable federal, state, or local law. This commitment applies to all employment practices, including recruitment, hiring, promotion, compensation, benefits, training, and termination. We provide reasonable accommodations as required by law