What are the responsibilities and job description for the Underwriter position at City National Bank?
We are an EQUAL OPPORTUNITY EMPLOYER, INCLUDING DISABILITY/VETS
Summary Description
Approves or denies consumer loans including: customer cash advances, automobile, boat/marine, visa checkcard, cash secured, home improvement, home equity line, improved land, mobile home, motorcycle, overdraft protection, recreational vehicle, home improvement refinances, small business, stock secured, and unsecured personal.
Essential Functions
- Review and evaluate information on consumer loan documents to determine if borrower, collateral and loan conditions meet established standards
- Determine terms and acceptability of risk
- Approve or reject loan applications, or request additional information
- Record loan rejections
- Assemble documents in loan files
- Maintain data base on new and existing business
Position Requirements
- College degree preferred
- 2-4 years of underwriting experience
- Demonstrated computer experience with inventory management software
- Experience with Underwriting software preferred
- Work is generally performed indoors in environmentally controlled conditions
- Typically, the employee may sit to perform the work. However, there may be some standing, walking, bending and carrying of light items in the course of the work
- Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions
Critical Skills / Expertise
- Ability to work well independently and in a team environment
- Strong attention to detail
- Good problem-solving skills