Demo

Collection Recovery Specialist

Citizens
Johnston, RI Full Time
POSTED ON 6/25/2026
AVAILABLE BEFORE 7/24/2026
Description

Starting Salary: $22.00/hour

Are you looking to jump start a career in banking? Are you interested in joining a team of professionals that help customers through their financial hardship while driving a tangible impact to the bottom line? Do you thrive in working in a fast paced environment that is ever changing? Our Collections and Recovery Specialist role may be the right career choice for you.

At Citizens, our colleagues are our greatest asset. This is why we go to great lengths to foster an engaged workforce in our Collections and Recovery teams. We are looking for colleagues with a positive attitude that are looking to learn.

Our Collections and Recovery colleagues have the support and training needed to grow their careers and make a lasting impact.

Qualified candidates must complete a video interview after applying as the next step, to be completed within 7 days of receiving the link.

Position Overview

We are seeking a highly motivated and detail-oriented professional to join our team in a critical collections role. This position is responsible for collecting payments from individuals and businesses with outstanding debt. The role directly supports loss mitigation efforts and contributes to the financial health of the organization.

Key Responsibilities

  • Manage inbound and outbound calls to review and resolve delinquent accounts.
  • Utilize effective servicing, negotiation, and problem-resolution techniques to collect payments.
  • Assess customer financials to determine the most appropriate resolution based on their capabilities.
  • Maintain accurate daily tracking of offset debits and work package maintenance.
  • Document all transactions and interactions across systems of record to ensure compliance and support quality control reviews.

Required Skills & Experience

  • Strong phone communication, active listening, and negotiation skills.
  • Demonstrated ability to thrive in a team-oriented environment.
  • Excellent organizational skills and ability to perform in a fast-paced, high-volume setting.

Preferred Qualifications

  • High School Diploma or equivalent.
  • Strong verbal and written communication skills.
  • Working knowledge of systems including AFS, TSYS, Mainframe, Relay, and Debt Manager.

Work Schedule

  • Hours: 40 per week
  • Schedule: 4 days a week 9am-7pm with 1 day off during the week and Saturday shift 8am-12pm.
  • 5 days in office

Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance.

Equal Employment Opportunity

Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague’s or a dependent’s reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.

Why Work for Us

At Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth

Posting End Date: 08/03/2026

Salary : $22

If your compensation planning software is too rigid to deploy winning incentive strategies, it’s time to find an adaptable solution. Compensation Planning
Enhance your organization's compensation strategy with salary data sets that HR and team managers can use to pay your staff right. Surveys & Data Sets

What is the career path for a Collection Recovery Specialist?

Sign up to receive alerts about other jobs on the Collection Recovery Specialist career path by checking the boxes next to the positions that interest you.
Income Estimation: 
$43,046 - $55,491
Income Estimation: 
$48,405 - $61,728

Sign up to receive alerts about other jobs with skills like those required for the Collection Recovery Specialist.

Click the checkbox next to the jobs that you are interested in.

  • Bill Collections Skill

    • Income Estimation: $40,020 - $51,726
    • Income Estimation: $42,135 - $52,604
  • Dunning Skill

    • Income Estimation: $40,020 - $51,726
    • Income Estimation: $41,639 - $52,228
Employees: Get a Salary Increase
View Core, Job Family, and Industry Job Skills and Competency Data for more than 15,000 Job Titles Skills Library

Job openings at Citizens

  • Citizens Warwick, RI
  • Description Starting Salary: $25 / hour and up Citizens Bankers are the face of the branch. They devote their time getting to know their customers and buil... more
  • Just Posted

  • Citizens Warwick, RI
  • Description Starting Salary: $21 / hour and up As a Citizens Teller - YOU make a real difference for our customers and the branch team. What You'll Do You’... more
  • Just Posted

  • Citizens Johnston, RI
  • Description Business Insights Sr. Analyst As the Business Insights Sr Analyst, you will support data-driven decision-making processes, provide strategic in... more
  • Just Posted

  • Citizens Johnston, RI
  • Description Experience Owner - Fraud Alerts & Case Management Role Overview As an Experience Owner (EO) for the Alerts & Case Management Delivery Pod, you ... more
  • Just Posted


Not the job you're looking for? Here are some other Collection Recovery Specialist jobs in the Johnston, RI area that may be a better fit.

  • Citizens Johnston, RI
  • Description At Citizens, we’re more than a bank. As part of our team, you’re made ready for a fulfilling career with exciting new challenges and opportunit... more
  • 1 Day Ago

  • FAMILY SERVICE OF RHODE ISLAND INC Providence, RI
  • FSRI is always looking for candidates that want to make a positive impact on the community! Position Summary: The Certified Peer Recovery Specialist will w... more
  • 29 Days Ago

AI Assistant is available now!

Feel free to start your new journey!