What are the responsibilities and job description for the Mortgage Loan Officer position at Citizens First Bank?
Looking for a role where your expertise makes a real difference? At Citizens First Bank, mortgage lending is about more than numbers—it’s about relationships, trust, and helping families put down roots in our communities. As a Mortgage Loan Officer, you’ll shape homeownership experiences while thriving in a supportive, family-oriented culture.
What You’ll Do:
- Guide homebuyers through seamless mortgage experiences.
- Underwrite loans, review files, and maintain accuracy in lending decisions
- Expand your network by fostering lasting partnerships with top referral sources—realtors, builders, and community leaders.
- Champion community engagement at events, parades, and expos.
- Deliver top-tier expertise to every borrower by staying ahead of the curve with ongoing education in USDA, VA, and construction loans.
- Leverage the expertise of the Mortgage Processing Team to enhance loan accuracy, efficiency, and customer satisfaction.
- Own your portfolio with a results-driven mindset, monitoring performance and ensuring loan integrity through thoughtful follow-up.
What We’re Looking For:
- 3 years of lending experience (mortgage, consumer, or similar)
- Bachelor’s degree or equivalent work experience
- Skilled in developing and nurturing referral networks
- Underwriting expertise is an advantage
- Strong interpersonal skills and a customer-focused approach
Why Citizens First Bank?
- Competitive compensation – Base salary plus quarterly commission opportunities and a discretionary year-end bonus
- Generous retirement benefits – Up to 9% employer contributions, even before you contribute
- Comprehensive healthcare support – Bank-paid access to Neighborhood Family Clinic for you and your dependents
- Robust benefits package – Includes a $50,000 bank-paid life insurance policy for added security
- A collaborative, growth-focused culture – Join a family-oriented, community-driven bank that values relationships, teamwork, and long-term success
Don’t miss this opportunity—apply today to grow your career with us.
Job Type: Full-time
Benefits:
- 401(k)
- 401(k) matching
- Dental insurance
- Employee assistance program
- Flexible schedule
- Flexible spending account
- Health insurance
- Health savings account
- Life insurance
- Paid time off
- Vision insurance
Physical Setting:
- Office
Work Location: In person
Salary : $50,000