Chief Credit Officer

• Serve as the Bank's Senior Credit Officer and represent the Bank on Glacier Bancorp, Inc. credit-related committees, serving as CCB's designated voting member as required.
• Serve as the primary credit liaison to the CCB Board of Directors and Executive Management Team.
• Provide strategic leadership and oversight for the Bank's credit administration function, including credit quality, portfolio management, loan review findings, non-performing assets, past due loans, and risk mitigation efforts.
• Recommend, develop, and implement credit policies, procedures, and organizational strategies that align with Bank objectives and Glacier Bancorp standards.
• Chair or actively participate in key credit committees, including the Senior Loan Committee and Board Loan Committee, ensuring sound credit decisions and adherence to established risk tolerances.
• Oversee the quality and performance of the Bank's commercial and consumer loan portfolios, ensuring compliance with established credit standards, lending authority limits, and regulatory requirements.
• Monitor market and portfolio trends, identify emerging credit risks, and implement strategies to protect asset quality and support sustainable growth.
• Collaborate with lending leadership to establish goals, drive portfolio growth, and maintain appropriate risk-adjusted returns.
• Assist in the development and management of departmental budgets, strategic plans, and performance objectives.
• Foster effective communication and collaboration among lending, credit administration, branch, and operational teams to ensure efficient and consistent delivery of services.
• Build and maintain strong relationships with customers, business leaders, community organizations, and governmental agencies while serving as a visible representative of the Bank.
• Lead teams through organizational growth and change by fostering accountability, engagement, and a positive workplace culture.
• Delegate authority appropriately while maintaining accountability for departmental performance and results.
• Support and advance departmental, divisional, and organizational strategic initiatives.

• Participate in community service and Bank-sponsored activities that support the mission and values of CCB.
• Provide exceptional service to both internal and external customers through professionalism, responsiveness, and a commitment to excellence.
• Complete required training programs and maintain knowledge of applicable banking regulations, policies, and industry best practices.
• Ensure compliance with all applicable laws, regulations, and Bank policies, including but not limited to the Bank Secrecy Act (BSA), Anti-Money Laundering (AML) requirements, Office of Foreign Assets Control (OFAC), and Customer Identification Program (CIP) requirements.
• Maintain the highest standards of professionalism, confidentiality, integrity, accountability, and ethical conduct.
• Demonstrate flexibility and adaptability in meeting the evolving needs of the Bank, its customers, and its employees.
• Strong problem-solving and organizational abilities; able to manage multiple priorities effectively.

• Minimum of ten years of credit-related experience in the banking industry is required.
• Bachelor's Degree is required.
• A post graduate degree (similar to a CPA, or MBA) preferred.
• Working knowledge of Microsoft Office.
• Ability to understand and follow written and oral instructions.
• Ability to communicate effectively verbally and in writing.
• Ability to establish and maintain effective working relationships with peers and supervisors.
• Maintain regular, reliable, and predictable attendance.
• This position requires regular on-site attendance and in-person engagement to effectively lead credit operations, collaborate with executive leadership and lending teams, and fulfill the essential responsibilities of the role.

While performing the duties of this job, the employee is often required to: sit; use hands in repetitive motions to finger, grasp, handle or feel; and talk or hear. The employee is occasionally required to: stand; walk; and lift or reach with hands and arms.

Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable and timely attendance. Must be capable of climbing / descending stairs in an emergency situation.

Specific vision abilities required by this job include: The worker is required to have close visual acuity to perform an activity such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading; visual inspection involving small defects, small parts, and/or operation/inspection of machines and/or using measurement devices at distances close to the eyes.