What are the responsibilities and job description for the Business Banker position at Citizens Bank?
At Citizens Bank we help people, businesses, and communities achieve financial success to build a better future. We hope you will consider joining our team. We are seeking an experienced Business Banker to join team.
HOURS/SCHEDULE*: Typical work week is M-F 8am-5pm, flexibility required to meet customer needs
*Hours may vary based on business needs
Description: Responsible for developing and maintaining long term customer relationships with commercial customers.
Essential duties and responsibilities:
- Developing and maintaining long term customer relationships that generate loans, deposits and fee income
- Negotiating commercial loan terms that are consistent with internal credit standards
- Obtaining customer financial information and conducting a preliminary analysis of customer needs and our ability to meet those needs
- Working closely with the Commercial Credit Department to create credit presentations
- Presenting customer financial information to relevant committees
- Cross selling all relevant bank products and services to commercial customers
- Effectively managing loan portfolio
- Any other duties as assigned.
Requirements:
- High School Diploma or GED required
- Bachelor's degree preferred
- 5 years Commercial Lending experience
- Ability to cross sell banking and other financial services products
- Extensive knowledge of standard commercial lending practices
- Banking experience and knowledge of bank systems & practices preferred
- Ability to make decisions with little supervision.
- Effective presentation skills.
- High level of professionalism
- Strong verbal and written communication skills
- Must comply with applicable laws and regulations, including but not limited to, the Bank Secrecy Act and the requirements of the Office of Foreign Assets Control. Additionally, all employees must follow policies and procedures to minimize risk by exercising good judgment, raising questions to management, and adhering to policy guidelines.
****Equal Opportunity Employer of Minorities, Females, Protected Veterans, and Individuals with Disabilities**** Our company is an equal opportunity/affirmative action employer. Applicants can learn more about their rights by viewing the federal EEO poster at https://www.eeoc.gov/sites/default/files/2022-10/EEOC_KnowYourRights_screen_reader_10_20.pdf.