Chief Financial Officer

Job Summary

As the Chief Financial Officer, you play an essential role in contributing to this extraordinary experience and conveying the Citizens story. You employ outstanding leadership, communication, and problem-solving capabilities by leveraging a team-first approach in our dynamic organization.  You are comfortable challenging the status-quo and growing yourself (and others) throughout the organization.  

The purpose of this job is to manage the Banks balance sheet and income statement for profitability, safety, accuracy, and efficiency.  This position also manages Credit Analysts and the financial team of the Bank. 

Knowledge Skills and Abilities

• 10 years banking and management experience or equivalent combination of education and experience. Broad management background preferred
• Extensive and proven track record in financial institution operations
• Strong analytical and problem-solving skills
• Knowledgeable in investment portfolio management and bank accounting requirements
• Solid business acumen.
• Proven leadership and communication skills
• Performs other duties as directed and assigned by management

Essential Job Functions

• Responsible for financial planning and analysis to forecast budgets and financial status of the organization
• Manages Accounts Payable function
• Identify and communicate opportunities to improve profitability
• Determines funding need; analyze and recommend funding sources
• Manage the balance sheet of the bank for profitability, safety and efficiency
• Responsible for the financial institutions investment portfolio
• Chair the Asset/Liability Committee
• Ensure independence and policy adherence of credit administration, credit analyst and operations functions and manage loan loss reserve methodology and recommendations
• Ensure effective management of all areas supervised
• Serve as administrative oversight for the internal auditing and control functions
• Serve as Secretary to the Board of Directors
• Administer the Banks corporate records and reports
• Perform other duties as directed by the President & CEO

Equipment Operation

Microsoft Office products; ALCO and Budgeting software; Word Processor on personal computer, calculator, fax, copier, telephone, computer printer, the ability to navigate outside internet websites, and Jack Henry - Core Banking System. 

Work Environment

Work is performed mainly sitting at a desk with regular contact with employees in person and on the phone. The noise level in the work environment is moderate.

Physical Demands

While performing the duties of this job, the employee is required to communicate effectively with others, sit, stand, walk, and use hands to handle keyboard, telephone, paper, files, and other equipment and objects. The position requires the ability to review detailed documents and read computer screens. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential job responsibilities.

Qualifications

• Bachelors degree in business, finance or related field
• Masters degree in applicable field and CPA designation preferred