Senior Loan Documentation Specialist

Description

Senior Commercial Loan 

Documentation Specialist

Non-Exempt - Grade Level 5

Equal Employment Opportunity 

Corporate Values & Mission

“Provide superior service and quality advice and show utmost respect to everyone we meet.”

General Summary

Perform a variety of clerical support services, including numerous duties which facilitate and safeguard the lending function.

Reports To: Commercial Loan Operations Manager 

Essential Duties and Responsibilities

• Perform due diligence on new and renewed loan requests with focus on larger commercial Loans
• Prepare commercial loan documents (including SBA, FmHA, participation, construction, letters of credit, swaps, etc.) with focus on larger loans
• Prepare loan extensions and amendments
• Meet with customers to close various types of loans.
• Complete follow-up to loan terms and conditions post-closing – title policies, mortgage recordings, insurances, etc.
• Assist customers with payments, inquiries and loan documentation requests
• Assist Loan Officers and others in the department as requested.
• Assist supervisor in managing loan pipeline, assigning loans and perform pre-closing documentation reviews to ensure accuracy of documents
• Assist in projects on LaserPro, JHA, and other technologies use in commercial loan processing.
• Training of new employees on commercial loan documentation 
• Assist in maintaining procedures
• Assist in account monitoring and tracking
• Additional responsibilities as assigned.
• Be familiar with and comply with the provisions of the Bank Secrecy Act and USA PATRIOT Act as they relate to the functions of this position. Complete all required reports related to those acts and reports any observed violations or potential violations of those acts to a supervisor or other appropriate bank officer.
• Be familiar with and comply with all federal and state banking regulations as applicable.

Qualifications

To perform this job successfully, an Individual in this position must be able to perform each of the above essential duties satisfactorily and exhibit the values of the Company. In addition, the requirements listed below are representative of the knowledge, skill and/or ability required.

Experience and/or Education

• High School Diploma or Equivalent
• Minimum five (5) years Commercial Loan Documentation experience
• Knowledge of business entity documents including corporations, LLC’s, partnerships, etc.
• Ability to maintain a minimum of 20 loans files at a time.
• Computer knowledge - Windows, Microsoft Office, Word, Excel, loan origination and documentation platforms, and core banking systems, (basic working knowledge)
• General accounting knowledge
• Proficient typing skills
• Ability to handle multiple tasks simultaneously
• Ability to meet established deadlines
• Expected to conduct relationships in a manner that will enhance the overall marketing effort of the organization

Competencies

In addition to the Corporate Core Competencies, individuals in this position are expected to exhibit the following:

Communication – Communicates clearly and persuasively in positive or negative situations; listens and gets clarification; responds well to questions; demonstrates group presentation skills; participates in meetings.

Analytical – Synthesizes complex and diverse information; collects and researches data; uses intuition and experience to complement data.

Technical Skills – Assesses own strengths and weaknesses; pursues training and development opportunities; strives to continuously build knowledge and skills; shares expertise with others. Has a thorough understanding of underwriting, coverages and rating procedures.

Judgment – Displays willingness to make decisions; exhibits sound and accurate judgment; supports and explains reasoning for decisions; includes appropriate people in decision-making process. Makes timely decisions

Quality – Demonstrates accuracy and thoroughness; monitors own work to ensure quality.

Quantity – Meets productivity standards; completes work in a timely manner; strives to increase productivity; works quickly.

Adaptability – Adapts to changes in work environment; manages competing demands; changes approach or method to best fit the situation; able to deal with frequent change, delays or unexpected events.

Flexibility – able to provide flexibility and adapt to changing schedules.

Initiative – Undertakes self-development activities; takes independent actions and calculated risks; looks for and takes advantage of opportunities; asks for and offers help when needed.

Physical Demands and Work Environment

Ability to work in an office environment which may include many hours of computer and telephone usage. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

This position description is not to be construed as an exhaustive statement of duties, responsibilities, or requirements. Employees may be required to perform any other job-related instructions as requested by their supervisor, subject to reasonable accommodations.