What are the responsibilities and job description for the Licensed Commercial Insurance Agent position at Choice Financial Group?
Choice Financial Group is an industry leader specializing in delivering strategic support for the profitable growth of property and casualty, life, health, and employee benefits insurance agencies. With our firm commitment to the industry, we are expanding our market presence through targeted acquisitions and organic growth. The company's recognition as one of the fastest-growing companies in our industry by Inc. 5000 and as one of the top 100 brokers of U.S. business by Business Insurance reflects our commitment.
Join our Georgia Pines: Vero Beach team, which has provided quality insurance to Indian River County and Florida for over 25 years.
The Licensed Commercial Insurance Agent is responsible for servicing and managing a portfolio of commercial insurance clients, providing expert advice, risk assessment, policy recommendations, and ongoing support. This role requires strong knowledge of commercial insurance products, underwriting guidelines, and carrier-specific requirements. The agent ensures clients receive the highest level of customer service while maintaining compliance with agency standards and regulatory requirements.
Key Responsibilities:
Join our Georgia Pines: Vero Beach team, which has provided quality insurance to Indian River County and Florida for over 25 years.
The Licensed Commercial Insurance Agent is responsible for servicing and managing a portfolio of commercial insurance clients, providing expert advice, risk assessment, policy recommendations, and ongoing support. This role requires strong knowledge of commercial insurance products, underwriting guidelines, and carrier-specific requirements. The agent ensures clients receive the highest level of customer service while maintaining compliance with agency standards and regulatory requirements.
Key Responsibilities:
- Assess business clients' insurance needs and recommend appropriate commercial insurance products (e.g., general liability, commercial auto, workers’ compensation, property, professional liability, etc.)
- Develop and maintain strong client relationships through regular contact and timely follow-up.
- Prepare quotes, proposals, and renewal packages using carrier systems and agency management software.
- Process new business applications, endorsements, renewals, cancellations, and certificates of insurance accurately and promptly.
- Act as liaison between clients and insurance carriers to resolve underwriting, claims, and billing issues.
- Maintain detailed and accurate documentation in the agency management system.
- Stay current with product offerings, carrier guidelines, and industry trends.
- Comply with all state insurance regulations and continuing education/licensing requirements.
- Participate in cross-selling and upselling initiatives to expand coverage portfolios.
- Meet or exceed performance goals and client satisfaction metrics.
- Active Florida Property & Casualty Insurance License
- Minimum 2 years of experience in commercial lines insurance
- Strong knowledge of commercial insurance coverages and carrier underwriting requirements
- Excellent communication, organizational, and problem-solving skills
- Proficiency with agency management systems (e.g., Applied Epic, AMS360) and quoting platforms
- High level of attention to detail and accuracy
- Ability to manage multiple priorities and work in a fast-paced environment
- Experience working in an independent insurance agency environment
- Familiarity with CRM tools and digital communication platforms
- Employee Health Benefits (medical, dental, vision)
- 401(k) Retirement Plan
- Employer-paid Group Life Insurance
- Paid Time off
- Paid Holidays
- Paid Bereavement
- Gym Membership Reimbursement
- Employee Referral Bonus