What are the responsibilities and job description for the Commercial Credit Portfolio Manager (Distribution and G&T) position at CFC?
Commercial Credit Portfolio Managers (Distribution and G&T)
Responsible for lending account management and relationship management of a specific group of high-profile, high activity accounts, their subsidiaries and their affiliates.
Primary Responsibilities
- Work independently to originate, analyze, process and service loans.
- Prepare loan proposals and analysis customized to each potential deal in collaboration with VPPM as necessary.
- Perform portfolio management activities for existing loans to include loan structuring, interest rate conversions and repricing’s.
- Maintain a high level of member engagement and consult with members to ensure member satisfaction and appropriate relationship and portfolio management for each member.
- Ensure that all credit risk management activities including risk ratings and annual reviews are completed in a timely and accurate manner.
- Assist Regional Vice Presidents (RVP), with preparation of competitive materials and the presentation of materials.
- Help drive a high level of member engagement with focus on preserving the existing loan portfolio and growing loan volume.
- Monitor credit compliance, analyze associated risks, and consult with VPPM and member to develop an action plan for appropriate resolution.
- Monitor competitive issues and loan pricing for portfolio of assigned accounts.
- Detect potential problem credits and collaborate with appropriate CFC staff including VPPM in the resolution of problems.
- With appropriate guidance to coordinate all aspect of loan negotiations and documentation.
- With appropriate guidance, present financial information to membership, CFC management, Corporate Credit Committee and Board of Directors (if requested).
Required Skills
- Commercial Loan Documentation, Credit Risk, Customer Relationship Management, Electrical Power Transmission And Distribution, Financial Statement Analysis, Financial Acumen, Loan Closing, Loan Origination, Standard Accounting Principles, Underwriting
Required Competencies
- Analytical Skills, Influencing Skills, Critical Thinking, Interpersonal Communications, Troubleshooting, Negotiation
Required Certification/s:
- Credit Training
Educational qualifications preferred
Category: Bachelor’s Degree
Field specialization: Finance Accounting
Required work experience
Years of experience: 6 to 8 years
Industry: Banking
Work Environment Details:
Travel: Occasional Travel Required
The expected base salary range for this position is $120,000 – $162,000, with the final offer determined based on factors such as experience, scope of the role, and demonstrated skills and competencies. In addition to base pay, CFC offers a comprehensive Total Rewards package, including an annual incentive opportunity, designed to support employees’ well-being and long-term success. Benefits include an employer-funded pension plan, 401(k), medical, dental, and vision coverage, and a generous paid leave program. Employees also have access to an onsite fitness center and a collaborative, professional work environment. Learn more at www.nrucfc.coop. CFC is an Equal Opportunity Employer committed to fostering a diverse and inclusive workplace.
Salary : $120,000 - $162,000