Financial Representative Or Financial Advisor

Company Description Certified Financial Services (CFS), an agency of The Guardian Life Insurance Company of America®, is dedicated to helping clients achieve financial confidence, balance, and long-term prosperity. The firm uses innovative strategies and financial expertise to optimize wealth-building potential and overall financial well-being. Taking a holistic approach, CFS offers a broad range of specialized services designed to address diverse financial needs and create new opportunities. A key tool is The Living Balance Sheet®, an electronic wealth organization platform that helps clients understand their financial picture and take informed action. CFS operates with a strong compliance framework through Park Avenue Securities LLC (PAS), providing access to a range of securities products and advisory services.
Role Description This is a full-time, on-site Financial Representative or Financial Advisor role based in Paramus, NJ. The individual in this role will meet with individuals, families, and businesses to understand their financial goals, analyze their current financial situation, and develop tailored strategies in areas such as protection, wealth accumulation, retirement, and legacy planning. Daily responsibilities include prospecting and building a client base, conducting financial needs analyses, preparing and presenting recommendations, and implementing appropriate financial products and services. The role also involves ongoing client service, including regular reviews of financial plans, addressing changing needs, and maintaining strong, trust-based relationships. The Financial Representative or Financial Advisor will collaborate with internal teams, stay current on industry trends, and adhere to all regulatory and compliance requirements.
Qualifications

• Demonstrated knowledge of personal finance, investments, insurance, and retirement planning, with the ability to explain complex concepts clearly.
• Strong interpersonal, relationship-building, and client service skills, with a commitment to acting in clients’ best interests.
• Effective communication, presentation, and active listening abilities, both in one-on-one and group settings.
• Proven prospecting, networking, and business development skills, with a drive to grow a client base and build a long-term practice.
• Solid analytical, organizational, and problem-solving skills, including comfort working with financial data and technology tools.
• Bachelor’s degree in finance, business, economics, or a related field, or equivalent professional experience.
• Relevant licenses (such as FINRA securities licenses and state life and health insurance licenses) or willingness and ability to obtain them within required timeframes.
• High ethical standards, personal integrity, and a strong work ethic, with the ability to work both independently and as part of a team.
• Prior experience in financial services, banking, sales, or consulting is preferred but not required; mentoring and training may be provided.