What are the responsibilities and job description for the Lending Services Assistant position at Century Savings Bank?
Position Summary
Under the general supervision of the ResidentialConsumer Loan Officer, the Lending Services Assistant is responsible for performing ongoing activities to support the Commercial, Mortgage and Consumer Lending functions. The position will provide for optimal delivery of customer service in conformance with established policies and procedures for this area. This position includes but is not limited to the following responsibilities:
Role and Responsibilities
- Performs all daily functions of loan servicing including but not limited to; processing incoming payments, payoff requests, wires, mail, line draw requests, inbound calls, file creation and retention.
- Handle all aspects of insurance tracking including but not limited to; maintaining contact with insurance companies for policy updates, process loan system changes with accuracy, actively manage the insurance expiration report.
- Responsible for handling the preparation, encumbrance, recordation, cancellation of all collateral instruments which will require contacting County Offices, Attorney's and Title Agencies for follow up.
- Perform all real estate tax related tasks including but not limited to; escrow analysis, quarterly payment of taxes and verification of tax payment status.
- The position will work closely with Lending Officers in the preparation of all loan closing related tasks including but not limited to; documenting loans through Laser Pro, preparation of modifications and extension agreements, coordination of various search requests, ordering and reviewing appraisals, handling of loan disbursements, maintain strict adherence to compliance and audit standards (including Beneficial Ownership, OFAC and File Checklists), ensuring the loan is properly approved and conditions of approval are met.
- Perform all loan system related tasks including but not limited to; originating a new loan, maintaining an existing loan, processing payments, collateral and insurance record updates, payoff transactions and ensuring accuracy of codes and categories.
- Performs other related duties as assigned.
Benefits include medical, dental, and vision insurance, PTO and Sick time, paid holidays, life insurance, and a 401k with employer match.
See attached job description for additional detail.
Salary : $26 - $37