What are the responsibilities and job description for the Mortgage Loan Processor position at Central State Bank?
Description
The Mortgage Processor will assist in the preparation and processing of loan applications, ensuring compliance with regulatory requirements in a timely manner. This role plays a critical part in our ability to meet high production demands and maintain timely deadlines.
Responsibilities:
- Gathering information for the loan application
- Evaluating credit histories for applications
- Collecting data from clients such as their assets, salaries, debts and employment status to fill in information for the loan application
- Researching and correcting mistakes in applications for clients
- Reviewing file documentation for missing or erroneous information
- Meeting loan application deadlines
- Assisting Loan Officer with requests and tasks needed to complete and process applications
- Provides loan processing support by gathering loan documentation, following up with customers, and affiliated lenders and closing loans.
- Generates new ideas to facilitate productivity and enhancements in customer service and department success.
Requirements
- Must possess the ability to work efficiently and accurately in a fast-paced environment
- Ability to handle competing priorities effectively and within established time frames
- Excellent interpersonal skills and ability to build report quickly
- Must be detail-oriented and demonstrate careful decision-making skills
- Ability to work independently with minimal supervision, at times this position may work remotely
- Ability to prioritize loan files based on regulatory guidelines, dates received, contingency dates and close dates
