What are the responsibilities and job description for the ACH Specialist II position at Central Payments?
Are you detail-driven and passionate about keeping payment operations running smoothly? Join Central Payments, where collaboration, accuracy, and continuous improvement power everything we do. As an ACH Specialist II, you’ll play a key role in supporting and maintaining our ACH operations while working closely with cross-functional teams to ensure seamless processing.
What You’ll Do
- Support the daily operation, maintenance, and exception processing of the ACH Processing System (ACHPS)
- Assist with ACH system changes, including risk limit updates, testing, and documentation
- Complete daily ACH processing checklists to ensure timely and accurate inbound and outbound transactions
- Monitor and resolve ACH exceptions, including unpostable transactions, returns, risk limit violations, WSUDs, and reclamations
- Own and manage the ACH Inbox, ensuring timely responses and compliance with all requests
- Prepare monthly reports and analyze Partner activity to identify trends and potential risks
- Maintain and update ACH procedures to ensure regulatory and Nacha compliance
- Support internal teams and Partners by troubleshooting issues and providing ACH and Nacha guidance
- Identify opportunities to improve processes, efficiency, and service delivery across ACH operations
Why You Should Join Us
- Be part of a collaborative fintech team supporting critical payment operations
- Work in a role that combines operational execution with analytical problem-solving
- Gain exposure to complex ACH systems, compliance, and Partner-facing processes
- Contribute to continuous improvement in a growing payments organization
What You Bring
- Familiarity with ACH operations and Nacha Rules (preferred)
- Strong analytical and problem-solving skills
- High attention to detail and commitment to accuracy
- Clear written and verbal communication skills
- Strong organizational and time-management abilities
- Proficiency with Microsoft Office applications
- Ability to work independently while collaborating across teams
Qualifications
- Associate degree in Accounting, Finance, or a related field or equivalent experience
- 1–3 years of experience in ACH processing, account reconciliation, or related financial roles
- Experience with ACHPS (FIS/eFunds) preferred but not required
- Working knowledge of banking regulations and ACH functionality preferred
What We Offer
- A hybrid work environment with flexibility
- Opportunities for professional growth and development
- A supportive team culture where your voice is heard