Middle Market Underwriter - SWRO

Location: Hybrid Work Model- Irving, TX or Remote Utah, Idaho, Arizona, Nevada

We are a team of employees who are passionate about delivering best in class customer service and innovation in the industry. It’s because we put Integrity, Relationships and Excellence in all aspects of our work.

Our employees have the opportunity to fully utilize their talents and bring their best self. We believe that who you are is just as important as what you do!

As a Middle Market Underwriter, you will help fulfill the promise that Central makes to our customers with effective management of your assigned territory through building strong relationships with agents, writing a profitable book of business, and providing top-notch service.

How You’ll Make An Impact

• Manages and underwrites assigned book of middle market business to achieve profitability and meet financial objectives
• Selects profitable new business through analysis of the risks presented, coverage requested, and losses incurred
• Classifies and prices risks appropriately using underwriting judgement and analytical tools and resources
• Handles complex or larger accounts which may require reinsurance placement
• Monitor premium growth for assigned middle market territory, conducting profit and growth analysis by territory and agency
• Identify opportunities for book improvement and work with Distribution on implementing necessary changes
• Leads reviews on larger accounts exceeding letter of authority
• Keeps current on state/territory issues and regulations
• Develops and maintains strong relationships with agents, traveling as needed for agency visits
• Communicates effectively, providing prompt and professional service
• Develops and maintains strong internal relationships within the underwriting team and with other business units such as loss control, customer service, claims, and marketing
• Provides input and data to help drive and implement strategic underwriting initiatives
• Maintains appropriate underwriting file documentation
• Demonstrates a commitment to continuing education and development
  
  
  

What You’ll Bring

• Bachelor’s degree in relevant field and 2 years of experience in Commercial Lines Underwriting
• Or 4 years of experience in Commercial Lines Underwriting
• Strong knowledge of underwriting principles and guidelines to evaluate and manage highly complex accounts effectively
• Demonstration of solid time, organizational, and desk management skills
• Ability to apply advanced underwriting concepts including risk selection, exposure and hazard identification and control, coverage implications, and loss analysis
• Ability to think analytically about business problems, make recommendations and propose solutions
• Effective verbal and written communication skills, including negotiation, presentation, and influence to achieve favorable outcomes
• Knowledge of Commercial Lines coverages and policies in assigned states
• Ability to professionally interact with our customers
• Ability to investigate, gather facts and information, and analyze coverage
• Understand the importance of capturing data
• Possess an innovative and continuous improvement mindset
• Possess a positive, professional, cooperative, and quality-conscious service attitude
• Ability to work under pressure, deal with interpersonal conflict, and handle a heavy workload
• Possesses analytical and problem-solving skills
• Possesses verbal and written communication skills, including negotiation, presentation, and influence skills
• Ability to understand Central Insurance’s policies and processes
• Ability to travel to assigned agents including occasional overnight
  
  
  

Preferred

• Experience in underwriting middle market accounts
  
  
  

Work Authorization

Central will only employ those legally authorized to work in the United States. Sponsorship will not be provided for this position Individuals with temporary visas such as E, F-1 (including those with OPT or CPT) , H-1, H-2, L-1, B, J , or TN, or who need sponsorship for work authorization now or in the future are not eligible for hire.

Equal Opportunity Employer

It is Central’s policy Central that all recruiting, hiring, training, compensation, overtime, job classification and assignment, facilities, promotions, transfers, employee treatment , and all other terms and conditions of employment shall be maintained in a manner that will not discriminate against any person because of race, color, age, sex, national origin, ancestry, religion, marital status, military status, or disability. The applicant should respond to questions on this application in a way that will not divulge such information.