Mortgage Warehouse Account Specialist

Starting Pay Rate is Based on Experience - Minimum Hourly Rate:

$19.00

Recognizing and valuing diversity strengthens our ability to attract, retain and engage associates and reinforces our relationship within our communities. Our associates are the most valuable asset we have. The collective sum of the individual differences, life experiences, knowledge and talent that our associates invest in their work represents a significant part of not only our culture, but our reputation and company’s achievement as well.

A Centier Associate is someone who embodies a servant heart, is unaccepting of anything less than remarkable service, and is self-motivated and driven to deliver exceptional results.

What are our values? Our Corporate values are Caring, Loyalty, Integrity, Friendship, Fun....who wouldn't want to work for an AWARD-WINNING company that's built on these pillars?

What about the perks? Access to our Marathon Health Clinics which provide FREE visits & prescriptions, Generous Paid Time Off benefit, Tuition Reimbursement, 401K match, Associate Stock Ownership Plan, Daycare Reimbursement, FREE Onsite Fitness Center/Fitness Reimbursements, Health and Wellness Programs, the ability to have a voice with our Diversity/Equity/Inclusion Council, Career Growth, Work/Life Balance, AND MORE.

What The Day-to-day Would Be

• Ensure collateral control; checking in, reviewing Notes, and shipping Notes to the end investor. Review the accuracy of collateral to ensure it is sent out timely and not held for an extended amount of time.
• To prepare for funding, review loan documents for accuracy and quality control. Submit file to wire department for timely funding.
• Process payoff of incoming wires to the loans and reconcile the daily balancing of incoming and outgoing wire requests.
• Help ensure all loans funded have been registered with MERS.
• Review outstanding loans for any missing documents.
• Review monthly sampling for internal review of appraisals and HUD settlement statements.
• Act and exercise independent judgment to assist customers in absence of SVP/VP.
• Research customer accounts and perform some reconciliation.
• Reconcile checking and general ledger accounts.
• Reconcile warehouse system daily to general ledger and Finance wire system.
• Research incoming wires and ensure the proper loans are paid off.
• Perform general Account Rep duties to include correspondence, shipping collateral, and other admin duties like copying, filing, supplies and other assignments as needed.
• Research and maintain approved Title Company list with accurate wiring instructions.
• Research customer accounts.
• Monitor and report any known or suspected violation(s) of any regulatory rules or regulations.
• Other duties as assigned by supervisor.
  
  

What It Takes To Be Successful In This Role

• Proficient with Microsoft Word and Excel.
• Ability to work through problems by listening, thinking through all issues, and responding appropriately.
• Ability to take initiative to find answers by researching as asking questions.
• Must be well organized and detail oriented. Attention to detail is a must.
• Demonstrated success in a fast-paced service environment.
• Strong communication and writing skills
• Excellent customer service skills
• Compliance/bank policy knowledge
• Ability to perform work independently and well with others in a team environment.
• Familiarity with loan documents is a plus.
  
  

What You Need To Bring To The Table

• High School diploma or equivalent.
• 3 years' experience in the banking industry, with experience of mortgage/consumer loan documents or processing preferred.
  
  

Bring It All Together

Will be performing operational, funding duties, loan payoffs and collateral control duties related to the Mortgage Warehouse Department of the Bank. The Account Representative should be proficient in warehouse lending and Bank policy and procedures. Position will also be accountable for reviewing a sampling of files Post-Closing to verify proper adherence with lending guidelines, policy and procedures. Reviewing reports for collateral verifications and assisting with day-to-day duties and promoting good relations with all associates and departments within the Bank to maintain organization and efficiency. Follow the Essentials of Excellence and exhibit Centier’s Corporate Values during every client and associate interaction.

• This position is based out of LaPorte, IN. Normal department hours are Monday-Friday 8:00-5:00 CST.
  
  

What do I do now?

• Apply with us!
• Refer this opening to others!
  
  

Disability Accommodation Statement

Centier Bank is an Equal Employment Opportunity/Affirmative Action employer and is committed to providing reasonable accommodations to individuals with disabilities in the employment application process. If you need an accommodation due to a disability to use our online system to apply for a position at Centier Bank, please call us at 219-755-6160 or send us an email at hrcareers@centier.com.

Equal Opportunity Employer/Disability/Veteran

Centier Bank is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.

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