What are the responsibilities and job description for the Consumer Lending Representative SR position at Center Parc Credit Union?
FANTASTIC opportunity to join our back-office lending service center! In this role YOU will work over the phone to maximize lending and sales opportunities with members (customers) who complete a loan application for a secured or unsecured retail loan, auto loan, line of credit, credit card, or Home Equity Line of Credit (HELOC) with the credit union. Seeking previous experience within a credit union or bank performing In-bound and Out-bound calls to originate Consumer Loans, open Consumer Loan applications, and cross sell loan products and services.
Pay information: $48,000 base performance-based incentives
We believe great work is to be rewarded with great benefits. Our benefits include, but aren’t limited to, Medical coverage with generous company contributions, Dental with employee only coverage paid by the company, Vision with employee only coverage paid by the company, Paid Time-Off, 401k plan with a defined company match, company paid long-term disability, short term disability, and company paid holidays.
Purpose: The primary purpose of this position is to assist Atlanta Postal Credit Union to live out our Mission, “To help our members achieve financial success by providing exceptional products and service.”
The Senior Consumer Lending Representative is responsible for ensuring that the credit union maximizes lending and sales opportunities with members who complete an application for credit for a secured or unsecured retail loan, line of credit, or Home Equity Line of Credit (HELOC) with the credit union.
Essential Duties and Responsibilities: Other duties may be assigned.
Supervisory Responsibilities: No direct reports. Provides guidance and assistance to more junior lenders on loan request that are complex in nature, requests for unsecured loans more than $5,000, or on requests for lines of credit.
Qualification Requirements: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
REQUIRED Education and/or Experience:
- College Degree or an additional 3 years of consumer lending work experience in lieu of degree
- 2 years specific consumer lending experience including cross selling of additional financial products and services
- An MLO#/License or the ability to acquire such within 6 months of becoming a SR Consumer Loan Representative
- A high level of knowledge of Microsoft Office applications (Word, Excel, PowerPoint, Teams)
- Prior experience and working knowledge of digital credit application software
PREFFERED Education and/or Experience:
- 2 years specific consumer lending experience in a Credit Union
- Prior experience and working knowledge of Symitar, Meridian Link
- 2 years specific underwriting and processing experience in a bank or credit union
Physical Job Requirements:
Must be physically able to operate a variety of automated office machines such as calculator, computer, printer, facsimile, telephone, copier, etc. Must be able to stand, bend and stoop as needed. Must be able to lift and/or carry weights of 5 to 20 pounds.
Center Parc Credit Union is an equal opportunity employer committed to providing equal opportunities to applicants and our policy is not to discriminate against any applicant or employee based on race, color, sex, religion, national origin, disability status or veteran status or any other basis protected by applicable federal, state, or local laws. Center Parc Credit Union prohibits harassment based on the same protected classes and criteria.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job.
The requirements for the position listed are general and are not all inclusive. If you have any questions concerning this position, please contact Human Resources.
Please note that an employment offer, and your continued employment are contingent upon acceptable results of a background and credit check, and satisfactory proof of your right to work in the U.S.
Salary : $48,000 - $48,001