What are the responsibilities and job description for the Credit Analyst position at CED?
SUMMARY:
A Credit Analyst assists in protecting the financial assets of the company within CED Credit Offices. The desired candidate will use discretion and independent judgment to investigate credit granting, manage a portfolio of receivable accounts, and review and execute legal documents on the behalf of CED. The ideal candidate requires self-motivation, must prioritize effectively, and work successfully with minimal supervision.
REPORTS TO: Credit Manager
MINIMUM QUALIFICATIONS:
- Experience in credit and collections
- Excellent ability to read, write, and speak English
- Detail oriented
- Ability to solve problems
- Proficiency with Microsoft Office Suite software
- Must be a self-starter who can handle a heavy volume of work and be able to handle multiple tasks at the same time
PREFERRED QUALIFICATIONS:
- College degree - will consider related experience in lieu of degree
- Strong negotiation skills
WORKING CONDITIONS:
- Office environment
- Routine use of office equipment such as computers and phones.
BENEFITS:
- Insurance - Medical, Dental, Vision Care for full-time positions
- Insurance - Medical only for part-time positions, 30 hours/week
- Disability Insurance
- Life Insurance
- 401(k)
- Paid Sick Leave
- Paid Holidays
- Paid Vacation
- Health Savings Account (HSA) and matching
- Dependent Care Flexible Spending Account (FSA)
- Teledoc
- Paid Pregnancy & New Parent Leave
SUPERVISORY RESPONSIBILITIES: No
ESSENTIAL JOB FUNCTIONS:
- Be able to manage a large accounts receivable portfolio which includes negotiating, financial review, and creating plans of action with customers and the Division Credit Manager.
- Recommend best method of collection on delinquent accounts in collaboration with the Division Credit Manager and PC Manager.
- Ability to review credit applications for credit granting, and establishing six figure credit limits.
- Escalating collection activities as required by business circumstances.
- Assisting the Division Credit Manager to maintain and enforce CED’s lien and bond rights for secured projects.
- Using experience and customer knowledge to determine the proper time to place accounts on credit hold in collaboration with the Division Credit Manager and PC Manager.
- Face-to-face customer meetings to establish and maintain strong relationships with customers and PC Managers.
- Negotiating with customers and making arrangements for payment and dispute resolution.
- Presenting payment, status, plan, reports, and information to management for quarterly credit meetings.
- Maintaining professional relationships with Managers and external customers.
NOTE:This job description is not designed to cover or contain a comprehensive listing of all required activities, duties or responsibilities. Other duties, responsibilities, and activities may be assigned at any time; with or without notice.
We are an Equal Opportunity Employer - Disability | Veteran