Regional Credit and Treasury Manager

Summary

The Regional Credit and Treasury Manager is responsible for overseeing the North America region’s credit and collections functions, including evaluating new and existing customer creditworthiness, ensuring compliance with established credit policies, and determining appropriate credit limits. This role ensures the effective management of company receivables to support timely collection through accurate analysis and professional customer communication. A highly organized, detail-oriented professional with strong critical thinking skills, capable of working both independently and collaboratively. This position operates under the direction of the Regional CFO.

ESSENTIAL DUTIES AND RESPONSIBILITIES Include The Following

• Conduct financial analysis to evaluate risk levels in extending credit.
• Implementation and compliance with the company’s credit policies and procedures, develop and enforce regional credit policies and procedures in alignment with corporate standards.
• Establish, evaluate, and monitor customer credit limits and payment terms by assessing creditworthiness for both new and existing accounts, ensuring appropriate risk management and ongoing oversight of all credit relationships.
• Identify, assess, and mitigate financial risks. Provide recommendations to improve the company’s overall credit risk and management strategy.
• Ensure compliance with state and federal laws related to credit operations as well as any internal controls and company financial policies.
• Prepare and present reports on credit related activities to upper management.
• Provide training, mentorship and guidance to the credit control and accounts receivable team.
• Monitor and resolve open accounts, payment disputes, and initiate collection proceedings on past-due accounts.
• Manage primary relationships with banking partners, driving continuous improvement of credit and cash management processes.
• Perform cashflow forecasting.
• Support internal and external audits related to credit, treasury, and cash management activities.
• Any other similar or associated duties necessary to accomplish job objectives, or as assigned the manager.
  
  

Qualifications

To perform this job successfully, an individual must be able to perform each ESSENTIAL DUTY satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.

• Education -Bachelor’s or higher degree in Accounting or Finance or a related field
• Experience - 8 years’credit management, accounting, finance experience, preferably in a manufacturing or industrial environment. Strong understanding of accounting theory. Experience with credit processes. 
• Language and Communication Skills - Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations. Ability to draft reports, business correspondence, and procedure manuals. Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the public.
• Mathematical Skills- Ability to apply concepts such as fractions, percentages, ratios, and proportions to practical situations.
• Reasoning Ability- Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.
• Computer Knowledge  - Using computers and computer systems (including hardware and software) to program, write software, set up functions, enter data, or process information. Must have a working knowledge of financial software programs(ORACLE Preferred), Excel, Word software programs.
• Tactical and Strategic Analytical Skills – Possesses advanced critical thinking and analytical capabilities to assess complex data, identify risks and opportunities, and develop strategies aligned with organizational objectives, while understanding the organization’s strengths and weaknesses.
• Teamwork/Collaboration - Working as part of a teamand the ability todemonstrateinterpersonal skillsalong with excellent verbal and written communication.Steady, collaborative personality.
• Resolving Conflicts and Negotiating with Others -Managing complaints, settling disputes, and resolving grievances and conflicts, or otherwise negotiating with others.
• Attention to Detail - Ability to read and interpret financial related documents and work with details on a daily basis for prolonged periods of time .
• Problem solving -Utilizes critical thinking to assess situations, identify issues, and develop effective solutions. Demonstrates creativity and analytical skills in resolving complex problems.
• Leadership: Possessesthe ability to lead, guide, and mentor team members. Inspires others to work collaboratively towards achieving goals anddemonstrateseffective decision-making and delegation skills.
• Independence — The ability to work on their own and make decisions and lead with influence.
• Multi-tasking -Demonstratethe abilityto manage multiple priorities and deadlines effectively in a fast-paced, dynamic environment.
  
  

SUPERVISORY RESPONSIBILITIES - Possesses strong leadership, supervisory and management abilities.

CERTIFICATIONS REQUIRED  - MBA or professional certifications (CCM, CTP, CPA) preferred but not required .

PHYSICAL DEMANDS

• While performing the duties of this job, the employeeis regularly required tosit and talk / listen. The employeeis occasionally required tostand; walk; reach with hands and arms; and stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to25pounds. Specific vision abilities required by this job includethe abilityto adjust focus.
• Extends working hours into evenings and weekends during seasonal busy times.
• Attendbudget meetings and other financial meetings on a regular basis.
• Limited travel.
  
  

WORK ENVIRONMENT

• Spends time in aclimate-controlledoffice setting lookingat computerscreens and keyboarding
• May be subject to manufacturing and warehouse work areas. 
• While performing the duties of thisjob, the employee is occasionallyexposed to moving equipment such as forklifts, pallet jacks, machinery, tools, and more, as the Mechanics area coincides within Warehouse.The noise level in the work environment is usually moderate depending on the scope of work.
• The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job.Reasonableaccommodationmay be made to enable individuals with disabilities to perform the essential functions.
  
  

Carel is an equal opportunity employer.