What are the responsibilities and job description for the Mortgage Loan Originator position at Cardinal Credit Union?
Role:
Responsible for originating conventional, VA, and FHA mortgage loans, as well as construction, second mortgages, and HELOCs. Conducts initial prequalification interviews, prepares complete loan application packages, and gathers all necessary documentation. Communicates and applies Credit Union and secondary investor lending policies to ensure sound credit decisions are made. Reviews and evaluates loan applications for completeness and compliance with relevant regulations. Provides mortgage support services, assisting members with inquiries, maintaining accurate records, and performing related administrative duties. Keeps all involved parties—borrowers, realtors, title companies, and other stakeholders—informed throughout the process.
In addition to providing exceptional mortgage lending services, the Mortgage Loan Originator is expected to generate immediate loan production by leveraging an established book of business or strong referral network. The successful candidate will actively develop and maintain relationships with realtors, accountants, attorneys, and other community professionals to build and sustain a consistent pipeline of mortgage opportunities.