What are the responsibilities and job description for the Portfolio Manager - Los Angeles or Orange County, CA position at California Bank & Trust?
Associates at California Bank & Trust work in a relationship-centered culture where they are provided with the tools, training, and opportunities to build the best possible relationships with our clients and with each other. Our workplace culture values each associate’s unique experiences, background and perspectives and provides a collaborative environment for all employees to grow and thrive.
As a premier California-focused financial services company dedicated to serving its communities, families, and businesses (small, mid-sized and large), CB&T has been active for 70 years and has more than 80 full-service branch offices across the state. This dedication has helped the bank earn recognition as a perennial powerhouse in yearly voting for “Best Bank” and “Best Commercial Bank” from the readers of San Diego Union-Tribune and Orange County Register . Additionally, as a division of Zions Bancorporation, the bank has collected multiple Greenwich Excellence Awards for “Overall Client Satisfaction” in Small Business & Middle Market Excellence Awards.
We are looking for a seasoned Portfolio Manager in Los Angeles or Orange County, CA . This role focuses on expanding, building, and maintaining a portfolio of corporate banking loan relationships
Essential Functions:
Responsible for managing and servicing a portfolio of existing loan relationships.
Responsible for expanding and building relationships with a high degree of resultant customer satisfaction.
Responsible for ensuring financial statements are spread and analyzed, addressing industry risks, monitoring collateral requirements, loan structuring and pricing, credit analysis, underwriting, monitoring credit performance and assisting with loan presentations.
Handles reporting on loans such as past dues, documentation and collateral exceptions, financial performance updates, portfolio profitability, risk grades, etc.
Keeps informed of financial and market trends in the portfolio and analyzes those trends for the effect they will have on the portfolio.
Assists bankers with new and existing loan requests and other special projects.
Other duties as assigned.
Qualifications:
Requires a bachelor's degree in Finance , Business or other related field and 6 years of banking, relationship management, lending, underwriting and credit experience or other directly related experience. An equivalent combination of education and experience may meet qualifications.
Extensive knowledge of various types of loans, credit analysis, spreading and analyzing financial statements, risk analysis, credit scoring, loan documentation, etc.
Strong working knowledge of banking products, services, policies, procedures and regulations.
Advanced credit skills in underwriting, financial modeling, valuations and adherence to policy.
Requires excellent customer service, relationship, organizational, analytical and creative problem solving skills.
Ability to meet deadlines.
Must have excellent communications skills, both verbal and written.
Knowledge of various software applications including word processing and spreadsheets.
Benefits:
Medical & Dental Insurance & Vacation & Profit Sharing - START DAY ONE!
401(k) plan, competitive compensation in line with work experience.
Most roles eligible for sales bonuses monthly incentives and/or annual discretionary bonus, some roles include mileage travel time pay, and/or parking waivers (must meet eligibility requirements
Paid Training, Paid Vacation, Paid Holidays, and promotional opportunities offered from within
Tuition Reimbursement for qualifying employees
Stable Employer, we are a division of Zions Bancorporation and included in the S&P 500 & NASDAQ Financial 100 indices.
This position is eligible to earn a base salary in the range of $106,000 - $130,000 annually depending on job-related factors such as level of experience.
As a premier California-focused financial services company dedicated to serving its communities, families, and businesses (small, mid-sized and large), CB&T has been active for 70 years and has more than 80 full-service branch offices across the state. This dedication has helped the bank earn recognition as a perennial powerhouse in yearly voting for “Best Bank” and “Best Commercial Bank” from the readers of San Diego Union-Tribune and Orange County Register . Additionally, as a division of Zions Bancorporation, the bank has collected multiple Greenwich Excellence Awards for “Overall Client Satisfaction” in Small Business & Middle Market Excellence Awards.
We are looking for a seasoned Portfolio Manager in Los Angeles or Orange County, CA . This role focuses on expanding, building, and maintaining a portfolio of corporate banking loan relationships
Essential Functions:
Responsible for managing and servicing a portfolio of existing loan relationships.
Responsible for expanding and building relationships with a high degree of resultant customer satisfaction.
Responsible for ensuring financial statements are spread and analyzed, addressing industry risks, monitoring collateral requirements, loan structuring and pricing, credit analysis, underwriting, monitoring credit performance and assisting with loan presentations.
Handles reporting on loans such as past dues, documentation and collateral exceptions, financial performance updates, portfolio profitability, risk grades, etc.
Keeps informed of financial and market trends in the portfolio and analyzes those trends for the effect they will have on the portfolio.
Assists bankers with new and existing loan requests and other special projects.
Other duties as assigned.
Qualifications:
Requires a bachelor's degree in Finance , Business or other related field and 6 years of banking, relationship management, lending, underwriting and credit experience or other directly related experience. An equivalent combination of education and experience may meet qualifications.
Extensive knowledge of various types of loans, credit analysis, spreading and analyzing financial statements, risk analysis, credit scoring, loan documentation, etc.
Strong working knowledge of banking products, services, policies, procedures and regulations.
Advanced credit skills in underwriting, financial modeling, valuations and adherence to policy.
Requires excellent customer service, relationship, organizational, analytical and creative problem solving skills.
Ability to meet deadlines.
Must have excellent communications skills, both verbal and written.
Knowledge of various software applications including word processing and spreadsheets.
Benefits:
Medical & Dental Insurance & Vacation & Profit Sharing - START DAY ONE!
401(k) plan, competitive compensation in line with work experience.
Most roles eligible for sales bonuses monthly incentives and/or annual discretionary bonus, some roles include mileage travel time pay, and/or parking waivers (must meet eligibility requirements
Paid Training, Paid Vacation, Paid Holidays, and promotional opportunities offered from within
Tuition Reimbursement for qualifying employees
Stable Employer, we are a division of Zions Bancorporation and included in the S&P 500 & NASDAQ Financial 100 indices.
This position is eligible to earn a base salary in the range of $106,000 - $130,000 annually depending on job-related factors such as level of experience.
Salary : $106,000 - $130,000