Large Account Underwriting Specialist

At Builders Mutual, we believe in the power of a team to get the job done right. 

Our team does their best work each day, creating a one-stop resource for all commercial insurance solutions and construction safety resources, leading to powerful results. Our cultural elements of teamwork, inclusion, expertise, and community aren't just words on a page—it's integral to who we are, how we work, and what sets us apart. We live out our values every day, striving to serve better and achieve more.

The Opportunity

Leverage your industry expertise and join our expanding team in this Large Account Underwriting Specialist role. We are seeking candidates who reside in North Carolina, South Carolina, Virginia, Tennessee, Maryland, Florida, Mississippi, or Georgia area. The Large Account Underwriting Specialist is responsible for developing, growing, and managing a profitable, diversified book of complex construction business. This role targets large contractor accounts with premiums greater than $250,000 and combines advanced risk analysis, significant individual underwriting authority, and strategic broker and client relationship management to drive growth and profitability.

The success of our company is rooted in teamwork, the way we care about the people we work with and serve. This remote role will allow you to do your best work from your home office, collaborating virtually with your team daily. You will travel to our Raleigh office for meetings and company events up to four times a year.

Your WORK as a Large Account Specialist will make a difference by:

• Performs underwriting for large accounts by applying large account modeling and conducting comprehensive account reviews.
• Prepares and documents file strategy, underwriting rationale, and final decisions while exercising assigned individual underwriting authority.
• Underwrites highly complex risks with an entrepreneur mindset, identifying opportunities to improve growth, profitability, rate, retention, diversification, and executing targeted marketing plans. 
• Develops and maintains strong agency/and or broker relationships with large producers through responsive service, office/site visits, and in person and virtual meetings; assists agents/brokers with pipeline management strategies.
• Develops and maintains key client relationships, coordinating service team efforts and proactively anticipating issues, proposing creative, and practical solutions.
• Determines, coordinates, and directs account management activities with internal partners to deliver a cohesive account experience.
• Stays current on state/territory issues and regulations, industry activity and market trends; may participate in industry trade groups and external networking activities. 
• Makes recommendations on underwriting policy, appetite, and pricing strategy based on portfolio and market insights.
• Mentors and guides less experienced underwriters and assist in the development of underwriting training. 

Skills to get the JOB done RIGHT:

• Bachelor’s degree with 5-7 years of commercial lines underwriting experience.
• Advanced level knowledge of insurance products/coverage, market segments and marketplace Insurance finance and actuarial concepts including loss trending and development.
• Advanced-level knowledge of underwriting, pricing, risk selection, territory management
• Ability to apply underwriting/appetite, tools, systems, and resources to achieve goals, solve complex problems, establish, and build healthy working relationships, lead mentoring relationships, and negotiate, as normally acquired.
• Ability to deal with ambiguous situations and issues.

Travel Requirements 
At least 25% travel required

WHY YOU’LL LOVE TO WORK HERE

Builders Mutual cares about you, and we offer comprehensive employee benefits built to support your success and wellbeing, including:

• Market-driven compensation and bonus plan
• 3 weeks of paid time off (and your birthday too!)
• 37.5-hour work week; end your Friday at 2:30 PM 
• Builders University for employees, dedicated to supporting the development and enhancing expertise
• Earn swag and extra time off through peer recognition Builders Bucks program

LIFE at Builders Mutual

• Collaboration| You are part of a team working together to reach a common goal.
• Empowerment| You will feel trusted, valued, and given the resources to be successful.
• Flexibility| You will be part of a dynamic work environment designed to allow you to do your best work while also creating the best possible customer experience.
• Impact| You will positively influence our business, customers, and industry.
• Sense of pride | You will tell others how much you enjoy working at Builders Mutual.