What are the responsibilities and job description for the Credit Operations Analyst position at BTG Pactual?
About BTG Pactual
BTG Pactual is a leading investment bank and asset management firm in Latin America, with a growing presence in the United States. We combine a global perspective with deep local expertise to deliver innovative financial solutions to institutional and corporate clients.
Position Overview
BTG Pactual is seeking a Credit Operations Analyst to support the Credit Operations team in the day-to-day processing, monitoring, and administration of credit facilities and loan transactions. This role is ideal for a highly motivated, detail-oriented professional eager to grow within a fast-paced, entrepreneurial banking environment. The analyst will work closely with senior team members, front office, legal, finance, compliance, and risk teams to ensure accurate and timely execution of credit operations activities.
Key Responsibilities
BTG Pactual is a leading investment bank and asset management firm in Latin America, with a growing presence in the United States. We combine a global perspective with deep local expertise to deliver innovative financial solutions to institutional and corporate clients.
Position Overview
BTG Pactual is seeking a Credit Operations Analyst to support the Credit Operations team in the day-to-day processing, monitoring, and administration of credit facilities and loan transactions. This role is ideal for a highly motivated, detail-oriented professional eager to grow within a fast-paced, entrepreneurial banking environment. The analyst will work closely with senior team members, front office, legal, finance, compliance, and risk teams to ensure accurate and timely execution of credit operations activities.
Key Responsibilities
- Support the end-to-end processing of credit transactions, including loan drawdowns, repayments, rollovers, and amendments.
- Maintain and update credit facility records, ensuring data accuracy across internal systems.
- Assist in the preparation and review of credit documentation, term sheets, and facility agreements in coordination with legal and compliance teams.
- Monitor credit portfolio and flag discrepancies or breaches to senior analysts and management.
- Reconcile credit-related accounts and investigate and resolve breaks or discrepancies in a timely manner.
- Liaise with counterparties, custodians, and internal stakeholders to confirm and settle transactions.
- Support the preparation of daily, weekly, and monthly operational reports for management review.
- Contribute to process improvement initiatives and assist in the documentation of operational procedures and controls.
- Ensure all activities are performed in compliance with internal policies, regulatory requirements, and risk management frameworks.
- Assist in audit and regulatory requests as needed.
- Robust experience in or strong academic exposure to credit operations, banking, or financial services.
- Deep understanding of U.S. banking regulations and credit products, including revolving credit facilities, term loans, and trade finance instruments.
- Demonstrated interest or experience working with foreign banking organizations or U.S. subsidiaries of global financial institutions.
- Exceptional communication skills with the ability to collaborate effectively across teams and levels of the organization.
- Bachelor's degree required in Finance, Economics, Business Administration, Accounting, or a related field; advanced degree or relevant certification is a plus.
- Strong judgment and ability to prioritize tasks under pressure while maintaining accuracy and attention to detail.
- Self-motivated and proactive, with a strong work ethic and a drive to take ownership of responsibilities.
- High level of integrity and professionalism.
- At least 1-3 years of experience in credit operations.
- Deep knowledge of credit products, loan lifecycle, and settlement processes.
- Strong understanding of credit documentation and facility agreement structures.
- Proficient in Microsoft Office - Excel, Word, and Power BI
- Familiarity with Horizon XE or Encompass is a plus
- Fluent in English (must)
- Advanced Portugues (preferred)
- Opportunity to be part of the Operations team of a rapidly growing international platform in the U.S.
- Entrepreneurial and performance-driven culture with significant long-term career development potential.
- Exposure to a broad range of credit products and financial instruments across Latin America and global markets.
- Collaborative and inclusive work environment that values diversity of thought and background.
- Competitive compensation and benefits package.