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Senior Enterprise Business Analyst

Bread Financial
Columbus, OH Full Time
POSTED ON 11/27/2025 CLOSED ON 12/24/2025

What are the responsibilities and job description for the Senior Enterprise Business Analyst position at Bread Financial?

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Job Summary

The Senior Enterprise Business Analyst reviews and analyzes the needs of business partners, translating them into clear requirements for functional design and vendor evaluations. Responsibilities include developing documentation, facilitating communication between stakeholders and IT, and supporting systems development, process improvement, or organizational change. This role manages multiple enterprise initiatives requirements assignments and may mentor a group of analysts on strategic initiatives, ensuring quality outcomes. The incumbent in this role is expected to build deep business expertise and serve as a subject matter expert.

Essential Job Functions

  • Engages with EDO, business partners, clients and other stakeholders to document business needs, analyzes processes, write rules and user stories, and work cross functionally with other teams and vendors to define short & long-terms solutions, objectives, metrics, and build/buy choices. Manages stakeholder expectations, confidently engaging senior leadership, vendors, and clients. - (45%)
  • Participates in exploration of new ideas and strategic direction as needed. Identifies key roles, business processes, impacted business rules, plan division of requirements work, and communicate effectively to stakeholders. Follows documentation standards and BA lifecycle templates. - (25%)
  • Contributes in process improvement by documenting and analyzing business processes, identifying gaps with business teams, and solving problems involving people, processes, or technology. May assist with business roadmap development. Manages preliminary cost/benefit analysis, needs assessments, and business requirements to align solutions with business needs. - (20%)
  • Mentors less experience business analysts in standard methodologies and best practices as part of maturing the business analysis practice. Assists Manager/Sr. Manager with developing and maintaining business analysis practices and standards. - (10%)


Minimum Qualifications

  • High School Diploma or GED
  • 5 years experience as a Business Analyst, Product Owner, Business Systems Analyst, or Project Manager


Preferred Qualifications

  • Bachelor’s Degree in Business, Computer Science or other related field of study
  • Certified Business Analysis Professional (CBAP)
  • Product Owner certification
  • 7 years experience in financial services, credit card or other highly regulated industry. Digital, Fraud/Risk, Regulatory and Intermediate-Advanced Agile techniques.


Skills

  • Business Processes
  • Cost-Benefit Analysis (CBA)
  • Data Tools
  • Agile Methodology
  • Waterfall Model
  • Information Technology Applications
  • Business Analysis
  • Microsoft Office


Reports To: Manager and above

Direct Reports: 0

Work Environment

  • Normal office environment. (Remote or Hybrid), 3 to 4 days per month are required in office if within 60 miles of a posted Bread Financial location.


Physical And Mental Requirements

To perform this job successfully, an individual must be able to perform each essential job function satisfactorily and meet the physical, mental and work environment requirements. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform essential job functions, absent undue hardship.

  • Communicate/Hearing
  • Communicate/Talking
  • Stationary Position/Seated
  • Typing/Writing
  • Maintain focus in high pressure or fast-paced work environment


Other Duties

This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time.

Salary Range (unless Otherwise Noted Below)

$87,900.00 - $159,200.00

Full Salary Range For Position

California: $101,000.00 - $198,900.00

Colorado: $87,900.00 - $167,100.00

New York: $96,600.00 - $198,900.00

Washington: $92,200.00 - $183,000.00

Maryland: $92,200.00 - $175,100.00

Washington DC: $101,000.00 - $183,000.00

Illinois: $87,900.00 - $175,100.00

New Jersey: $101,000.00 - $183,000.00

Vermont: $87,900.00 - $159,200.00

The actual base pay within this range may be dependent upon many factors, which may include, but are not limited to, work location, education, experience, and skills.

Bread Financial offers medical, prescription drug, dental, vision, and other voluntary benefits (including basic and optional life insurance, supplemental medical plans, and short and long-term disability) to eligible associates (regular full-time associates scheduled to work 30 hours per week or more) and their spouses/domestic partners, and child(ren) under the age of 26. New associate elected coverage begins on date of hire (with the exception of disability coverage which has a 6-month waiting period). Six weeks of 100% paid parental leave for eligible parents is available after a 180-day waiting period. Hired associates can immediately enroll in Bread Financial’s 401(k) plan.

All associates receive 11 paid holidays. Associates have discretion in managing their time away from work through the Flexible Time Off (FTO) program and may need to notify and receive approval from their manager prior to taking the time off. Associates (except those located in Illinois) receive 80 hours of Paid Sick and Safe Time (“PSST”) upon hire and at the beginning of each subsequent calendar year. Illinois associates receive 40 hours of Illinois PSST upon hire and at the beginning of each subsequent calendar year and 40 hours of Illinois Paid Leave upon hire and at the beginning of each subsequent calendar year. Illinois Paid Leave must be used before associates in Illinois will be approved to take FTO.

Hired associates will be able to elect the purchase company stock during offering periods in June and December. You will be eligible for an annual incentive bonus based on individual and company performance.

Click here for more Benefits information.

About Bread Financial

At Bread Financial, you’ll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We’ve been consistently recognized as a best place to work nationally and in many markets and we’re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled—both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression.

Bread Financial® (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S consumers. Our payment solutions, including Bread Financial general purpose credit cards and savings products, empower our customers and their passions for a better life. Additionally, we deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers.

To learn more about Bread Financial, our global associates and our sustainability commitments, visit breadfinancial.com or follow us on Instagram and LinkedIn.

  • Bread Financial offers competitive pay, a comprehensive selection of benefit options including 401(k).
  • The Company is an Equal Opportunity Employer.
  • Any applicant offered employment will be required to establish that they are legally authorized to work in the United States for the Company.
  • The Company participates in E-Verify.
  • The Company will consider for employment all qualified applicants, including those with a criminal history, in a manner consistent with the requirements of all applicable federal, state, and local laws, including the Los Angeles Fair Chance Initiative for Hiring Ordinance, the San Francisco Fair Chance Ordinance, and the New York City Fair Chance Act. Applicants with criminal histories are encouraged to apply.
  • The Company complies with the Americans with Disabilities Act (ADA), as amended, and all applicable state/local laws. The Company will provide accommodations to applicants needing accommodations to complete the application process. Applicants with disabilities may contact the Company to request and arrange for accommodations. If you need assistance to accommodate a disability, you may request an accommodation at any time. Please contact the Recruiting Team at TaOps@breadfinancial.com.


Job Family

Enterprise Project Mgmt Office

Job Type

Regular

Salary : $87,900 - $198,900

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