What are the responsibilities and job description for the Real Estate Loan Processor position at Brazos Valley Schools Credit Union?
Role
Responsible for maintenance of real estate loan files. Assists with real estate loan applications, processes loan requests and makes loan disbursements.
Essential Functions & Responsibilities include but are not limited to:
Responsible for maintenance of real estate loan files. Assists with real estate loan applications, processes loan requests and makes loan disbursements.
Essential Functions & Responsibilities include but are not limited to:
- Reviews real estate loan application files to verify application data is accurate.
- Contacts third-party providers for supporting documents to complete file.
- Manages loan applications and files to ensure required dates are met.
- Prepares file for closing, submits to attorney and coordinates closing with title company or branch office.
- Verifies prior day activities are accurate.
- Maintains communication with members and third-party providers on loan status.
- Maintains working knowledge of regulatory compliance related to member services and financial services area to include (but not limited to): BSA reporting requirements, OFAC, USA Patriot ACT, Red Flags, Regulation CC, Regulation D, Regulation E, Truth in Savings, Truth in Lending, Privacy, etc.
- Other job duties as assigned
- Minimum one year similar or related real estate experience.
- A high school education or GED required.
- Serve as a Notary Public.
- Ability to analyze data for equitable resolutions.
- Proficient with problem solving and critical thinking skills.
- Ability to work regular full time hours.
- Ability to work on-site at designated location.
- Ability to communicate with courtesy, tact, and diplomacy and model exemplary member service.
- Proficiency in Microsoft Office software applications.
- Must be bondable
- Must be able to sit and/or stand for extended periods of time (6 to 7 hours per day).
- Must be able to view a computer screen, use a keyboard to enter information, and manipulate a mouse.
- Job includes some repetitive hand/wrist motions.
- Ability to operate office machinery.
- Ability to lift up to 25 pounds.
- Annual Paid Time Off
- Quarterly Performance Review
- Annual Compensation Review
- Medical, Dental and Vision
- Medical PPO plan
- Dental PPO plan
- Vision plan
- Employee Assistance Program (EAP)
- Retirement
- 401k, Brazos Valley Schools Credit Union match of 100% up to 6% of your base income
- Income Replacement and Life Insurance – 100% Brazos Valley Schools Credit Union paid
- Short Term Disability
- Long Term Disability
- Life and Accidental Death & Dismemberment Insurance (AD&D)
- Voluntary Benefits
- Additional Life Insurance for Employee and Dependents
- Hospitalization Insurance
- Critical Illness Insurance
- Pre-Paid Legal
- Identity Protection
- Other benefits offered that are not through payroll deduction
- Ongoing Leadership Training and Development
- Career Path and Succession Planning
- Community Volunteer Opportunities
- Employee Scholarships
- AAA Discount
- Discount tickets to events and travel