What are the responsibilities and job description for the Mortgage Loan Processor position at Branson Bank?
At Branson Bank, we go BIG. Big on family, community, and culture. As a Branson Bank associate, you are part of a team of respected, experienced professionals providing excellent service, while offering creative, affordable, and innovative financial solutions to our neighbors. All decisions are made locally, and we have the flexibility to meet with customers, conveniently in person or online. Our management team strives to offer the best working environment, offering advancement opportunities through mentorship and training. We are a family, sharing faith and common interests, who live by a set of core values, and apply the 'Golden Rule' daily. If Branson Bank sounds like something you would like to explore more, we welcome you with open arms and cannot wait to meet you!
WHY JOIN OUR TEAM?
The Mortgage Loan Processor is responsible for the processing of a mortgage loan from origination to funding. This position will support the V.P. Mortgage Loan Officer and mortgage department by collecting necessary documents and managing the transaction to ensure the closing deadline is met.
Essential Duties And Other Responsibilities
WHY JOIN OUR TEAM?
- Competitive Pay
- Team-centric work environment
- Medical, Dental, and Vision Insurance
- HSA, FSA, and STD benefits
- Company-paid LTD and Life Insurance
- Simple IRA Retirement Plan
- Generous paid time off
- Advancement opportunities
The Mortgage Loan Processor is responsible for the processing of a mortgage loan from origination to funding. This position will support the V.P. Mortgage Loan Officer and mortgage department by collecting necessary documents and managing the transaction to ensure the closing deadline is met.
Essential Duties And Other Responsibilities
- Ensure timely and independent processing of mortgage loan files (in compliance with all laws, regulations and bank policies and procedures) from origination through closing.
- Proactively communicate loan status with the customer.
- Process loans through underwriting systems and review findings with the underwriter(s) and loan officer.
- Arrange loan settlement/closing; notify customer and prepare the completed settlement package for closing.
- Prepare and review early loan disclosures.
- Review signed settlement papers and CD's for accuracy, completeness and compliance with closing instructions.
- Take mortgage applicants and input information accurately.
- Assist the Mortgage Loan Officer in achieving annual deposit and loan goals.
- Solicit new business for Branson Bank.
- Work with customers, Realtors, and closing companies to ensure good relations and timely loan closings.
- Maintain neat, complete, and up-to-date files.
- Remain current on adhere to all regulatory required trainings.
- Attend various mortgage courses or other general banking courses as required.
- Compile all loan documents needed for all parties to effectively respond to all mortgage loan requests.
- Work with customers and the Loan Officer to resolve problems and answer questions.
- Assist in the collection of mortgage payments.
- Exhibit exemplary attendance and punctuality.
- Comply with company policies and procedures.
- Perform other duties as assigned
