What are the responsibilities and job description for the Banking Loans Product Manager position at Bradesco Bank?
Must be authorized to work in the U.S. without the need for employment-based visa sponsorship now or in the future.
Scope of Responsibilities:
- Manage the life cycle of Banking Loan Products, from conception to retirement
- Launch new products, enhance existing ones, and ensure the banking loan portfolio aligns with the company's overall strategy
- Define product value proposition
- Develop and execute pricing strategies
- Conduct benchmark and competitor analysis, and correlate trends with strategic actions
- Monitor market share
- Develop product roadmap and write business requirements, procedures, policies, etc.
- Collaborate and partner with cross-functional teams like Legal, Credit, Commercial, Marketing and Compliance, among other stakeholders
- Monitor product performance and analytics, interpret results of financial models, and analyze impacts to determine success of strategies
Experience:
- Experience with financial services banking loans and lending products and project management
- 5-7 years of overall experience
- Understanding key revenue and expense of drivers and financial planning basics
- Experience utilizing advanced analytics to drive decision-making
- Experience managing multiple projects simultaneously
Education:
- Degree in business, finance, economics, or similar. A master’s degree is preferred
Skills/Qualifications:
- 5 years of experience in loans product and project management
- Detail and results oriented
- Inherent motivation to provide continuous project and process improvements
- Strong ability to communicate and present ideas and plans verbally and in writing
- Ability to work in a fast paced, dynamic environment while carrying multiple projects at any given time
Language:
- Fluent in English. Spanish and Portuguese are considered a plus.
Bradesco Bank provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.
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