Credit Analyst-Structured Finance (On-Site, Boca Raton, FL)

Boston Portfolio Advisors, Inc. (BPA) is a boutique consulting firm specializing in loan portfolio management, risk advisory, and financial administration services. With a legacy of thought leadership since 1979, BPA offers a dynamic and intellectually rewarding environment where employees are empowered to grow both professionally and personally. Our collaborative team culture and meaningful client work drive our success—and yours.

At BPA, you won’t be a small cog in a big machine. You’ll join a close-knit collaborative team where your ideas are heard, your contributions matter, and your career growth is a priority.  Our people thrive on solving complex problems, working side by side with clients, and making an impact every day.

We are seeking a Credit Analyst to support client engagements in borrowing base operations, and credit risk management. This is a hands-on role where you will build strong analytical skills, develop a deep understanding of credit and loan operations, and work directly with both internal teams and client contacts.

This is an excellent opportunity for someone early in their career who is eager to learn, enjoys solving problems, and wants exposure to both analytical and operational aspects of finance.

Key Responsibilities:

       Borrowing Base Support

·      Support the development and maintenance of borrowing base models, including implementation of eligibility logic, exclusion rules, and concentration limits

·      Assist in reviewing credit agreements and related documents to extract and apply borrowing base provisions

·      Prepare borrowing base reports and ensure outputs meet client and lender expectations

·      Collaborate with team leads on client communications related to borrowing base compliance and reporting

·      Contribute to the standardization of client templates and reporting workflows

·      Participate in quality checks and help ensure data accuracy and model consistency

Risk Management Support

·      Conduct quality control reviews of underwriting and funding activities to ensure accuracy and compliance 

·      Assist with valuation processes, including updating financial models and maintaining key assumptions

·      Support cash flow monitoring by tracking invoices, reconciling payments, and performing waterfall analyses on specialized asset fundings

Qualifications:

·      Bachelor’s degree in Finance, Economics, Accounting, or a related field

·      3–5 years of experience in credit structuring, loan operations, credit risk management, or borrowing base modeling (experience in consulting or financial services is a plus)

·      Proficient in Excel modeling, including logic design, data validation, and reporting automation

·      Familiarity with credit agreements, collateral eligibility, and structured finance concepts

·      Strong organizational, communication, and time management skills

·      Ability to manage multiple priorities and meet deadlines in a fast-paced environment

·      Professional and client-focused, with the ability to engage confidently with sophisticated stakeholders

·      Willingness to work full-time onsite in Boca Raton, FL 

Compensation commensurate with experience

Medical, dental, vision, 401-K with employer match, paid holidays, PTO