Compliance Officer

COMPLIANCE OFFICER (REMOTE WORK OPPORTUNITY)

• Location: 100% REMOTE
• Schedule: 100% REMOTE / Monday through Friday 8-hour shift between 8:30am to 8:00pm EST
• Compensation: base salary range $90,000 to $130,000 (commensurate with experience) plus discretionary performance bonus potential and benefits

Position Summary – Compliance Officer :

Compliance Officer serves as a company-wide leader responsible for protecting Company’s reputation, supporting responsible growth, and embedding compliance into how we operate every day. This role is about more than policies and audits. It’s about building trust, driving accountability, and partnering across the organization to ensure regulatory and bureau standards are met with confidence and consistency. As a key advisor to leadership, the Compliance Officer helps anticipate risk, guide decision-making, and evolve Company’s compliance program to meet the demands of a changing regulatory environment.

Responsibilities – Compliance Officer:

• Enterprise Compliance Governance – Own and maintain the Compliance Management Program and company-wide compliance framework
• Own, maintain, and continuously improve Company’s Compliance Management Program (CMP)
• Establish and oversee compliance standards, policies, and procedures across the organization
• Serve as the central point of accountability for enterprise compliance, coordinating across departments where execution is shared
• Partner with executive leadership to align compliance strategy with business objectives and risk tolerance

• Regulatory & Bureau Compliance – Ensure ongoing compliance with credit bureau requirements, FCRA, and applicable federal and state regulations
• Monitor federal, state, and bureau regulatory changes and assess their impact on Company’s operations, products, and clients
• Ensure ongoing compliance with FCRA, credit bureau requirements, permissible purpose standards, and reseller obligations
• Oversee state registration and regulatory compliance efforts, coordinating execution with internal or external partners as needed
• Act as a subject matter expert for regulatory and bureau requirements across the organization

• Risk Management & Audit Oversight – Lead audit readiness, issue remediation, and enterprise risk escalation
• Lead and coordinate internal and external audits, including credit bureau audits and regulatory examinations
• Ensure audit readiness through accurate documentation, controls, and process oversight
• Respond to audit findings, manage remediation efforts, and track issues through resolution
• Identify compliance risks, internal violations, or control gaps and escalate appropriately to senior leadership
• Oversee compliance vetting of client document packages during onboarding and re‑credentialing, ensuring requirements are reviewed timely and accurately
• Maintain visibility into onboarding compliance timelines, documenting delays and outliers when impacted by sales, clients, or external dependencies
• Ensure onboarding compliance controls support audit readiness and align with bureau and regulatory expectations

• Training, Policy & Advisory Support – Embed compliance into day-to-day operations through policies, training, and guidance
• Develop and oversee compliance training programs, including FCRA and bureau‑required training, in partnership with HR
• Ensure employees understand compliance expectations through clear policies, guidance, and ongoing education
• Serve as a trusted advisor to leadership and departments on compliance interpretation, risk considerations, and best practices
• Prepare and deliver regular compliance reporting and regulatory updates to executive leadership, summarizing audit activity, policy and procedure updates, CMP status, onboarding trends, and industry or regulatory developments
• Promote a strong compliance culture by embedding accountability and ethical decision‑making into daily operation

Supervisory responsibilities: This position includes leadership responsibilities, such as mentoring and training team members, overseeing compliance workflows, and fostering a culture of accountability and excellence.

Qualifications – Compliance Officer:

• 5 years credit reporting and related compliance experience
• SAFC-II FCRA Certification – Must be obtained after hiring (if not already obtained); Company provides full support for obtaining this certification
• Deep understanding of bureau compliance regulations, risk management, and industry best practices
• Proven ability to manage audits, develop training programs, and implement regulatory policies proactively
• Strong communication skills with the ability to translate complex compliance concepts into clear, actionable guidance
• Proficiency in compliance tools and CRM systems (e.g., HubSpot, MCL) to streamline operations
• Exceptional attention to detail and the ability to manage multiple priorities in a fast-paced environment