Demo

Data Scientist (AI/ML)

BillGO, Inc.
Fort Collins, CO Full Time
POSTED ON 1/14/2026 CLOSED ON 3/21/2026

What are the responsibilities and job description for the Data Scientist (AI/ML) position at BillGO, Inc.?

Why This Role Matters

We’re looking for a Data Scientist with deep AI and machine learning expertise to help shape the future of data-driven innovation in fintech. You’ll work on developing intelligent systems that power risk modeling, fraud prevention, customer insights and targeting, and payment optimization. Your models will have a direct impact on financial decisions, operational efficiency, and customer trust across our products. 

What You’ll Do

  • AI-Driven Insights: Develop and deploy advanced machine learning models to optimize customer targeting, payment monitoring and growth and operational efficiency opportunities. 
  • Predictive Modeling: Build forecasting models to improve transaction accuracy, detect anomalies, and assess financial risk. 
  • Data Engineering & Feature Design: Clean, transform, and model large, high-velocity financial datasets with attention to data integrity and compliance. 
  • AI Product Integration: Collaborate with Product to integrate AI solutions into production systems for real-time financial decisioning. 
  • Experimentation: Lead A/B tests and model performance evaluations to validate model effectiveness and regulatory compliance. 
  • Communication: Translate technical findings into actionable insights for business leaders and compliance teams. 
  • Research & Innovation: Stay on top of advancements in generative AI, LLMs, and financial AI applications to guide innovation strategy. 
Qualifications:

What You Bring

  • Bachelor’s or Master’s degree in Data Science, Computer Science, Statistics, or related field. 
  • 3 years of experience in a data science or AI-focused role within fintech, banking, or payments. 
  • Expertise in Python, machine learning frameworks (scikit-learn, TensorFlow, PyTorch), and data pipelines. 
  • Strong background in supervised/unsupervised learning, anomaly detection, NLP, and generative AI. 
  • Familiarity with financial data structures, regulatory standards (e.g., PCI-DSS, GDPR), and model governance. 
  • Experience with cloud platforms such as Snowflake for ML deployment. 

 

Preferred Qualifications 

  • Experience in fraud analytics, risk scoring, or payment decision models. 
  • Understanding of MLOps and continuous model monitoring in regulated environments. 
  • Familiarity with financial transaction data, open banking APIs, or real-time payments systems. 
  • Experience developing LLM-powered assistants or AI copilots for financial operations or support. 
  • Strong data storytelling and visualization skills (Tableau preferred). 

 

Salary : $102,000 - $146,900

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