Lead Pricing Actuary

THREE is a growing insurance provider that sells a unique and straightforward insurance policy to small businesses – from restaurants, to electricians, to consultants – covering them against property risks (e.g. fire, theft, flood), lawsuits, and more. It was born out of and remains part of Berkshire Hathaway, one of the most respected companies in the world. At THREE, you’ll join a team of experienced insurance operators that chooses to run lean, promotes autonomy, and is charged with building a small commercial insurer that challenges the largest players in its space. We are seeking a Lead Pricing Actuary to oversee actuarial pricing for THREE, our comprehensive small business insurance product. This position plays a critical leadership role in shaping the pricing strategy, ensuring accurate and timely rate updates, and driving ongoing improvement in pricing segmentation and methodology. This individual will be accountable for the full annual pricing cycle, from scoping and execution through rate filing and implementation. They will manage a small team of actuaries and work closely with our data science and modeling experts to translate analytical insights into actionable pricing decisions. This role spans the Commercial Property, Liability (GL, PL, D&O, EPLI, etc), Commercial Auto, and Workers Compensation lines of business. This is a hybrid role that requires two days worked in Stamford, CT each week. Job Responsibilities Lead the actuarial pricing function for the THREE product, ensuring accurate, data-driven rate adequacy and segmentation. Own the annual rate review process, including planning, timeline management, and sign-off. Manage and mentor a team of actuarial analysts, overseeing workflow, deliverables, and development. Review and validate analyses to minimize errors in rate filings and improve efficiency and transparency. Partner with data science and modeling teams to incorporate predictive model outputs into pricing decisions. Conduct and oversee deep dives into key industries or customer segments to identify opportunities for refinement. Maintain strong controls and documentation around pricing assumptions, methods, and results. Collaborate cross-functionally with product, operations, and finance to align pricing initiatives with business objectives. Provide actuarial expertise and recommendations to senior management. Qualifications Required Experience: ACAS designation (or near-FCAS) preferred; significant pricing experience required. 8–12 years of P&C actuarial experience, with a strong focus on pricing. Experience managing staff and owning deliverables with accountability to senior leadership. Deep understanding of rate review processes, regulatory filings, and pricing governance. Working knowledge of GLM and predictive modeling techniques. Exceptional attention to detail and organizational skills; able to manage multiple concurrent projects. Strong written and verbal communication skills. Preferred Experience: Commercial lines experience, particularly small business or package products. Experience collaborating with data science or predictive modeling teams. Strong coding skills in SQL and Python/R. Familiarity with catastrophe (CAT) modeling concepts, including interpretation of model outputs and incorporation into pricing models. About Us Our parent, Berkshire Hathaway Inc. (berkshirehathaway.com) is a holding company with diversified interests in a host of industries, including insurance, energy, transportation and manufacturing. Most policies issued through THREE will be underwritten by Berkshire Hathaway Direct Insurance Company ("BHDIC"), which is an AM Best rated A insurer. ("BHDIC"), which is an AM Best rated A insurer. BHDIC is domiciled in Omaha, Nebraska. BHDIC and the team at biBerk are focused on helping small business owners quickly and easily buy affordable insurance directly from a financially strong insurance company they can trust. BHDIC is excited to announce our comprehensive benefits package with some new and enhanced features for 2026 that include: Medical (PPO/HDHP), vision, disability, and life insurance. Enhanced dental plan with orthodontia coverage in addition to a standard plan. Generous PTO plan for all benefit-time eligible employees. Paid company holidays and 4 floating holidays. Paid parental leave. Employee Retirement Savings Plan/401(k) with company match and immediate vesting. Education Assistance Program that offers 100% upfront tuition reimbursement after 6 months of service for approved degree programs. Service Recognition Program that provides a monetary award to be used toward a vacation every 5 years of employment. Wellness Initiatives that include Fitness Center and Weight Watchers Reimbursement programs. Voluntary benefits that include accident, critical illness, and hospital indemnity. Employee discount and rewards program on travel, tickets, electronics, home, and more. In accordance with pay transparency laws and regulations, the following good faith compensation range estimate is being provided. The salary range for this position is $180,000-$225,000 per year. Final compensation will be based on candidate qualifications, geographic location, and other considerations permitted by law. Our employees are our greatest asset. We foster a dynamic team of collaborative individuals that are passionate about their work. Without our employees servicing biBerk and THREE, we’d be unable to achieve our goal of helping small businesses find the affordable and reliable insurance coverage they need. We’ve built an inclusive environment of hard working, creative individuals that allows for growth and success — no matter where you’re at in your career! So, what do we do? The answer is simple! We provide small business owners with the best coverage possible with separate products to fit their needs through biBerk and THREE. biBerk is where commercial insurance buyers can obtain coverage for their businesses from insurers of the Berkshire Hathaway group of Insurance Companies, one of the best capitalized insurance groups in the world. We offer several policies including Workers’ Compensation, Professional and General Liability, Commercial Auto, and more! THREE covers everything a small business needs in one comprehensive, yet uncomplicated policy. Piecing together different policies can sometimes leave coverage gaps. THREE provides all the coverage most small businesses need in one seamless policy. Our ultimate parent, Berkshire Hathaway Inc. (berkshirehathaway.com), is a holding company with diversified interests in a host of industries, including insurance, energy, transportation, and manufacturing. Employees servicing biBerk and THREE are employed by our corporate entity, Berkshire Hathaway Direct Insurance Company (BHDIC), which is an AM Best rated A insurer. We value our employees and what’s important to them. That is why we offer a comprehensive benefits package including tuition reimbursement, a 401(k)-employer match, medical insurances, life insurances, parental leave, and generous amounts of paid time off to support a healthy work-life balance. The path to success starts with BHDIC. Come join our team!

Salary : $180,000 - $225,000